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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jul 31, 2026·1 day on market·Recent sales in Jacksonville

4332 Pinewood Avenue

Jacksonville, FL 32207

$315,000sold priceListed at $309,000 · 101.9% of asking$250/sqftMLS# 2152270
3
Beds
1
Baths
1,259
Sq Ft
1946
Built
1
Garage
No
Pool
FEMA Zone XNo HOA8,712 sqft lotSingle Family Residence1 story

About this home

Jacksonville

**6/27 OPEN HOUSE CANCELED** This 1940s gem perfectly balances historic charm & modern upgrades. Enjoy peace of mind with newer windows and back door, attic insulation, recently pumped septic, and whole-home surge protection. With original hardwood floors awash in natural light, charming built-ins, and arched doorways, you'll find something to love in every room! Just through the covered front porch, the foyer flows seamlessly into the living room, offering flexible space around a statement fireplace. An airy kitchen boasts newer stainless appliances and extra prep space on the island overlooking the dining room. A rare find in the area: the primary offers two closets, including a walk-in with its own window. The bathroom features composite-slat ceiling, tile-surround shower/tub combo, and matte mosaic tile floors. Entertain, relax, and garden in the expansive fenced backyard with ample green space, large brick paver patio, and a wood deck off the detached garage.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,745
Property taxesest. at asking price, Duval County$514
Estimated total, before insurance$2,259/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,112/yr · $259/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$315,000
$63,000
Loan Term
Monthly Payment
$1,745
Principal & Interest: $1,745
Property taxes (est.): $514
Insurance (est.): $210
Estimated Total Monthly
$2,469
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 1946)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,484 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$270,116$144,555▲ $17,842
2024$252,461$139,774—
2023$236,063$134,247—
2022$229,492$128,881▲ $6,790
2021$198,057$123,671—
2020$189,820$121,274—

2025 property taxes (current owner): $3,112/yr

Estimated taxes if purchased at asking price: ~$6,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 3, 2026Closed$309,000
  • Jun 25, 2026Listed$309,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $288/sq ft; this home is listed at $245/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4242 Pinewood Avenue, Jacksonville, FL 32207Listed by FLUID REALTY, LLC.Oct 2026$360,000$2953/11,221420.1
4334 Redwood Avenue, Jacksonville, FL 32207Listed by RE/MAX SPECIALISTSOct 2026$327,500$2883/11,138210.1
4121 Birmingham Road, Jacksonville, FL 32207Listed by PURSUIT REAL ESTATE, LLCAug 2026$255,000$2063/11,240580.3
1723 Orlando Circle S, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$265,000$2842/1933110.5
1278 Eutaw Place, Jacksonville, FL 32207Listed by ROUND TABLE REALTYAug 2026$522,500$3274/21,597240.5
3862 Orlando Circle W, Jacksonville, FL 32207Listed by JPAR CITY AND BEACHAug 2026$300,000$2063/2.51,453250.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$309,000
Price / Sq Ft$245
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage1,259
Acres0.20 acres
Year Built1946
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryHendricks Avenue

Community Information

Address4332 Pinewood Avenue, Jacksonville, FL 32207
Area011-San Marco
SubdivisionRidgewood
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size8,712 sq ft
Parcel Number0999890000

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingDetached

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Kitchen Island, Primary Bathroom - Tub with Shower, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringWood
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchFront Porch, Patio
FencingBack Yard

Additional Information

Date ListedJune 25, 2026
Days on Market1
Tax Amount$3,111.74
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ROOT REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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