Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

Photo 1 / 31
Sold

Sold·Closed Aug 10, 2026·25 days on market·Recent sales in Jacksonville

3862 Orlando Circle W

Jacksonville, FL 32207

$300,000sold priceListed at $300,000 · 100% of asking$206/sqftMLS# 2148650
3
Beds
2.5
Baths
1,453
Sq Ft
2006
Built
1
Garage
No
Pool
No HOA9,583 sqft lotSingle Family Residence2 stories

About this home

Jacksonville

DON'T MISS OUT on one of this summer's hottest deals!! Tucked away in a quiet creekside San Jose cul de sac, This 3bd/2.5bth makes for the perfect starter home with enough room to make your own touches or enjoy it as is. New paint, new quartz countertops with custom backsplash, LVP flooring and new kitchen appliances. Enjoy quiet Florida summers from the recently installed back deck or the firepit in your new fully fenced private backyard. Bring the kayaks and paddleboards and head on down the creek to the St John's river! Located just minutes away from the quaint shops, restaurants and nightlife of historic San Marco. Roof replaced in 2024 Up to $3,000 towards closing cost assistance when using our preferred lender.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,662
Property taxesest. at asking price, Duval County$490
Estimated total, before insurance$2,152/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,163/yr · $347/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$300,000
$60,000
Loan Term
Monthly Payment
$1,662
Principal & Interest: $1,662
Property taxes (est.): $490
Insurance (est.): $200
Estimated Total Monthly
$2,352
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2024 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,345 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $255,000 in June 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$214,689$214,689▼ $9,360
2024$224,669$224,669—
2023$250,173$115,947▲ $25,024
2022$218,906$111,114▲ $34,320
2021$159,476$106,422▲ $1,726
2020$154,470$104,263▲ $3,871

2025 property taxes (current owner): $4,163/yr

Estimated taxes if purchased at asking price: ~$5,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 11, 2026Closed$300,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $269/sq ft; this home is listed at $206/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4121 Birmingham Road, Jacksonville, FL 32207Listed by PURSUIT REAL ESTATE, LLCAug 2026$255,000$2063/11,240580.2
4242 Pinewood Avenue, Jacksonville, FL 32207Listed by FLUID REALTY, LLC.Oct 2026$360,000$2953/11,221420.4
1122 Miramar Avenue, Jacksonville, FL 32207Listed by RE/MAX SPECIALISTSSep 2026$332,500$2423/21,37420.4
4334 Redwood Avenue, Jacksonville, FL 32207Listed by RE/MAX SPECIALISTSOct 2026$327,500$2883/11,138210.5
1117 Peachtree Street, Jacksonville, FL 32207Listed by WATSON REALTY CORPSep 2026$350,000$2692/11,302290.5
2010 Sheridan Lane, Jacksonville, FL 32207Listed by JWB REALTY LLCOct 2026$290,000$1774/2.51,6411850.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$300,000
Price / Sq Ft$206
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,453
Acres0.22 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryHendricks Avenue
MiddleAlfred Dupont
HighTerry Parker

Community Information

Address3862 Orlando Circle W, Jacksonville, FL 32207
Area012-San Jose
SubdivisionColonial Terrace
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size9,583.2 sq ft
Parcel Number0696460000

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerPublic Sewer, Septic Tank
Water SourcePublic
ParkingAdditional Parking, Attached, Garage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Nook, Pantry, Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo

Exterior

Exterior FeaturesFire Pit
Lot DescriptionCul-De-Sac
Patio / PorchAwning(s), Covered, Rear Porch
FencingFenced, Back Yard, Wood
RoofShingle
Road FrontageCity Street

Additional Information

Date ListedJune 4, 2026
Days on Market25
Tax Amount$4,162.84
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: JPAR CITY AND BEACH

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines