Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 84
Sold

Sold·Closed Jul 3, 2026·57 days on market

34446 Mitigation Trail

Callahan, FL 32011

$1,100,000sold priceListed at $1,270,000 · 86.6% of asking$340/sqftMLS# 2133901
4
Beds
4
Baths
3,240
Sq Ft
2020
Built
6
Garage
Yes
Pool
HOA $175/mo3.28 acresWaterfrontSingle Family Residence1 story

About this home

Callahan

Welcome to this exceptional custom-built estate in the highly sought-after Tupelo Plantation community, perfectly situated on 3.28 acres. Designed and constructed by a custom home builder who is also the current owner, this home reflects meticulous attention to detail and an uncompromising commitment to quality. Inside, vaulted ceilings, elegant crown molding, cased windows, and wood-look tile flooring create a refined yet comfortable living environment. Built for durability and efficiency, the home features 2x6 exterior wall construction and a foam-insulated roof deck. With 4,667 square feet under roof, multiple fireplaces, and two tankless gas water heaters, the main residence offers both space and modern convenience. The fully insulated three-car garage includes insulated doors and durable Shark Coating finished floors. A standout feature of this property is the impressive 54' x 50' accessory building, offering 840 square feet of finished living space complete with heating and

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$6,093
Property taxesest. at asking price, Nassau County$1,519
HOAbilled quarterly$175
Estimated total, before insurance$7,787/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,564/yr · $880/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,100,000
$220,000
Loan Term
Monthly Payment
$6,093
Principal & Interest: $6,093
Property taxes (est.): $1,519
Insurance (est.): $733
Estimated Total Monthly
$8,345
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Sun & Light

Southwest-facing backyard — long light and winter sunsets

The listing reports the home facing northeast, which puts the backyard and pool on the southwest side. Today at this address: sunrise 7:27 AM, sunset 7:01 PM.

  • Summer late-afternoons run hot; a pool here is warm and sunset-lit, and shading the lanai’s west edge earns its keep.
  • The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$821,889$677,775—
2024$788,945$657,966—
2023$764,960$637,346—
2022$623,454$573,454—
2021$425,406$425,406—
2020$29,520$29,520▼ $297,283

2025 property taxes (current owner): $10,564/yr

Estimated taxes if purchased at asking price: ~$18,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Features

Price$1,270,000
Price / Sq Ft$392
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage3,240
Acres3.28 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman, Multi Generational, Ranch
StatusClosed
# of Garages6
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontYes
Direction FacesNortheast

School Information

ElementaryCallahan
MiddleCallahan

Community Information

Address34446 Mitigation Trail, Callahan, FL 32011
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionTupelo Plantation
CityCallahan
CountyNassau
StateFL
Zip Code32011
Lot Size142,876.8 sq ft
Lot Dimensions3.28
Parcel Number171N24209100270000

Amenities

AmenitiesOther, Barbecue, Clubhouse
Community FeaturesFishing
UtilitiesCable Available, Cable Connected
SewerPrivate Sewer
Water SourceWell
ParkingAdditional Parking, Garage, Garage Door Opener, RV Access/Parking
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Vaulted Ceiling(s)
AppliancesDishwasher, Gas Cooktop, Gas Oven, Gas Range, Ice Maker, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces2
Fireplace FeaturesElectric
# of Stories1
LevelsOne
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCorner Lot
Patio / PorchPorch
FencingWood
Other StructuresOutdoor Kitchen, Workshop
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedMarch 9, 2026
Days on Market57
HOA Fees$525 / Quarterly
HOA FrequencyQuarterly
HOA NameTupelo Plantation
HOA Fee IncludesMaintenance Grounds, Other
Tax Amount$10,564.25
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FTG REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines