This home is in Jacksonville.
Active·110 days on market
3310 Duane Avenue
Jacksonville, FL 32218
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Welcome to 3310 Duane Avenue! This charming 3-bedroom, 1-bath home is the perfect opportunity for a first-time homebuyer, investor, or anyone looking for an affordable place to call home! Thoughtfully updated throughout, the home features a new HVAC system, water heater, refrigerator, microwave, oven, and dishwasher, offering peace of mind and convenience. Inside, you'll find updated hardwood flooring along with a beautifully remodeled kitchen and bathroom that blend style and functionality. With its move-in-ready condition, this home provides comfortable living while leaving room to make it your own. Ask about the assumable 4.5% VA Loan!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2008)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water per the county inventory.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,475 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $168,000 in April 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $138,891 | $132,946 | — |
| 2024 | $120,860 | $120,860 | — |
| 2023 | $126,672 | $126,672 | — |
| 2022 | $116,078 | $116,078 | ▼ $834 |
| 2021 | $75,223 | $25,000 | ▲ $167 |
| 2020 | $72,644 | $25,000 | — |
Estimated taxes if purchased at asking price: ~$3,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 16, 2026Price change$190,000−$9,000
- Jul 22, 2026Price change$199,000−$11,000
- Jun 22, 2026Listed$210,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $204/sq ft; this home is listed at $177/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3323 Armstrong Street, Jacksonville, FL 32218Listed by RPB REALTY,INC | Jul 2026 | $246,900 | $204 | 3/2 | 1,209 | 7 | 0.2 |
| 3311 Armstrong Street, Jacksonville, FL 32218Listed by RPB REALTY,INC | Jul 2026 | $246,900 | $206 | 3/2 | 1,200 | 47 | 0.2 |
| 3025 Armstrong Street, Jacksonville, FL 32218Listed by WATSON REALTY CORP | Jul 2026 | $199,000 | $178 | 3/2 | 1,120 | 5 | 0.3 |
| 3001 Harbison Street, Jacksonville, FL 32218Listed by MOMENTUM REALTY | Sep 2026 | $249,000 | $205 | 3/2.5 | 1,217 | 43 | 0.4 |
| 10721 Meadowlea Drive, Jacksonville, FL 32218Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $240,000 | $189 | 3/2 | 1,272 | 17 | 0.7 |
| 11734 Alexandra Drive, Jacksonville, FL 32218Listed by ERA ONETEAM REALTY | Jul 2026 | $260,000 | $204 | 3/2 | 1,273 | 5 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: LPT REALTY, LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines