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Sold

Sold·Closed Jul 28, 2026·11 days on market

124 E Andrews Street

Starke, FL 32091

$205,000sold priceListed at $199,900 · 102.6% of asking$203/sqftMLS# 2151495
2
Beds
2
Baths
1,012
Sq Ft
2000
Built
1
Garage
No
Pool
FEMA Zone ANo HOASingle Family Residence1 story

About this home

Starke

Move-in ready and designed for easy living, this beautifully updated 2-bedroom, 2-bath all-brick home offers exceptional value and low-maintenance ownership. Featuring a roof and A/C system that are both less than two years old, this home provides peace of mind for years to come. Step inside to discover vaulted ceilings that create an open, airy feel throughout the living spaces. Recent updates include luxury vinyl plank flooring, fresh interior paint, updated cabinetry, tastefully renovated bathrooms, and updated stainless steel appliances, creating a modern and inviting atmosphere. Custom finishes throughout add character and style that set this property apart. Situated on a desirable corner lot, the fully privacy-fenced backyard offers the perfect space for pets, outdoor entertaining, gardening, or simply relaxing in your own private retreat. The durable all-brick exterior and extensive recent improvements make this an ideal choice for buyers seeking the perfect home.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,136
Estimated total, before insurance$1,136/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$205,000
$41,000
Loan Term
Monthly Payment
$1,136
Principal & Interest: $1,136
Insurance (est.): $137
Estimated Total Monthly
$1,272
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · Private well (public record)

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,427 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 28, 2026Closed$199,900
  • Jul 15, 2026Pending$199,900
  • Jun 19, 2026Listed$199,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $185/sq ft; this home is listed at $198/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
762 N Walnut Street, Starke, FL 32091Listed by THORNTON & CO REALTY INCApr 2026$150,000$1253/11,1994920.3
573 Utah Street, Starke, FL 32091Listed by JULIE MORROW PREMIER REALTY INCAug 2026$272,000$2303/21,184330.4
401 N Cherry Street, Starke, FL 32091Listed by IHEART REALTY INCJul 2026$124,900$1732/17201150.6
424 N Water Street, Starke, FL 32091Listed by SOUTHEAST REALTY GROUPSep 2025$119,900$1162/11,035180.6
201 Alvarez Street, Starke, FL 32091Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAJun 2026$249,000$2083/21,200130.8
430 Center Street, Starke, FL 32091Listed by FLORIDA'S CHOICE REALTY LLCMar 2026$160,000$1852/1864630.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$199,900
Price / Sq Ft$198
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,012
Year Built2000
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

MiddleBradford
HighBradford

Community Information

Address124 E Andrews Street, Starke, FL 32091
Area521-Bradford County-NE
SubdivisionKnights Replat
CityStarke
CountyBradford
StateFL
Zip Code32091
Parcel Number02476-0-01019

Amenities

UtilitiesCable Available, Cable Connected, Electricity Connected, Sewer Connected
Water SourcePublic
ParkingAttached, Garage

Interior

AppliancesConvection Oven, Electric Oven, Electric Water Heater, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1

Additional Information

Date ListedJune 19, 2026
Days on Market11
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: JULIE MORROW PREMIER REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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