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Sold

Sold·Closed Aug 11, 2025·1 day on market

426 Davis Street

Starke, FL 32091

$80,000sold priceListed at $100,000 · 80% of asking$71/sqftMLS# 2099003
3
Beds
1
Baths
1,120
Sq Ft
1956
Built
—
Garage
No
Pool
No HOA0.65 acresSingle Family Residence1 story

About this home

Starke

Located right off 301, this 3-bedroom, 1-bath gem sits on an oversized lot with space to add a second bathroom and still have room for days. She's got solid bones, tons of potential, and just needs a little TLC to bring the glow-up full circle. Think: flip, rent, revive your choice, your gain. Perfectly nestled near Keystone Heights, Green Cove Springs, and downtown Starke, you get all the small-town vibes with none of the isolation. All That Shimmers isn't always brand new sometimes it's a diamond in the rough just waiting for the right hands. Add your personal touch, bring her back to glory, and unlock a great income-producing property or long-term hold play.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$443
Estimated total, before insurance$443/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$80,000
$16,000
Loan Term
Monthly Payment
$443
Principal & Interest: $443
Insurance (est.): $53
Estimated Total Monthly
$496
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1956)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,555 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $195/sq ft; this home is listed at $89/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
573 Utah Street, Starke, FL 32091Listed by JULIE MORROW PREMIER REALTY INCAug 2026$272,000$2303/21,184330.2
124 E Andrews Street, Starke, FL 32091Listed by JULIE MORROW PREMIER REALTY INCJul 2026$205,000$2032/21,012110.3
1104 N Thompson Street, Starke, FL 32091Listed by NEXTHOME ENDLESS SUMMERNov 2025$230,000$1633/21,410250.3
1002 N Thompson Street, Starke, FL 32091Listed by JULIE MORROW PREMIER REALTY INCNov 2025$210,000$1953/1.51,0751350.4
998 N Thompson Street, Starke, FL 32091Listed by CW REALTYAug 2025$208,000$1784/21,16670.4
762 N Walnut Street, Starke, FL 32091Listed by THORNTON & CO REALTY INCApr 2026$150,000$1253/11,1994920.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$100,000
Price / Sq Ft$89
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage1,120
Acres0.65 acres
Year Built1956
TypeResidential
Sub-TypeSingle Family Residence
StylePatio Home
Property ConditionFixer
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

ElementaryStarke
MiddleBradford
HighBradford

Community Information

Address426 Davis Street, Starke, FL 32091
Area522-Bradford County-NW
SubdivisionTemples
CityStarke
CountyBradford
StateFL
Zip Code32091
Lot Size28,314 sq ft
Lot Dimensions159 X 180
Parcel Number02445000300
ZoningResidential

Amenities

UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingOn Street
ViewCity

Interior

Interior FeaturesEat-in Kitchen
AppliancesElectric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringLaminate, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionOther
Patio / PorchPatio
FencingChain Link
RoofMetal
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 17, 2025
Days on Market1
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 11, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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