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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Aug 1, 2025·7 days on market

998 N Thompson Street

Starke, FL 32091

$208,000sold priceListed at $208,000 · 100% of asking$178/sqftMLS# 2094333
4
Beds
2
Baths
1,166
Sq Ft
1995
Built
—
Garage
No
Pool
No HOASingle Family Residence1 story

About this home

Starke

This charming four-bedroom, two-bath brick home offers a thoughtful floor plan that makes the most of its space—a rare find in this price range! Located inside the city limits, it features a brand-new roof, also a spacious back yard with privacy-fencing ready for outdoor enjoyment. The sellers are also offering a $3,000 credit toward new flooring, so you can add your personal touch. With its hard-to-find fourth bedroom, this home is perfect for those needing a bit of extra room for family, work, or hobbies. Affordable, practical, and full of potential—don't miss out!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,152
Estimated total, before insurance$1,152/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$208,000
$41,600
Loan Term
Monthly Payment
$1,152
Principal & Interest: $1,152
Insurance (est.): $139
Estimated Total Monthly
$1,291
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1995)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,212 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $189/sq ft; this home is listed at $178/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1002 N Thompson Street, Starke, FL 32091Listed by JULIE MORROW PREMIER REALTY INCNov 2025$210,000$1953/1.51,0751350
1104 N Thompson Street, Starke, FL 32091Listed by NEXTHOME ENDLESS SUMMERNov 2025$230,000$1633/21,410250.1
124 E Andrews Street, Starke, FL 32091Listed by JULIE MORROW PREMIER REALTY INCJul 2026$205,000$2032/21,012110.2
762 N Walnut Street, Starke, FL 32091Listed by THORNTON & CO REALTY INCApr 2026$150,000$1253/11,1994920.2
734 N Walnut Street, Starke, FL 32091Listed by GAILEY ENTERPRISES LLCOct 2025$159,900$1892/1844970.2
624 N Lake Street, Starke, FL 32091Listed by AMERICAN DREAM OF NORTHEAST FLORIDAApr 2026$185,000$1503/11,232630.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$208,000
Price / Sq Ft$178
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,166
Year Built1995
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

MiddleBradford
HighBradford

Community Information

Address998 N Thompson Street, Starke, FL 32091
Area521-Bradford County-NE
SubdivisionMetes & Bounds
CityStarke
CountyBradford
StateFL
Zip Code32091
Parcel Number02476-0-01070

Amenities

UtilitiesCable Available, Electricity Connected
SewerPrivate Sewer
Water SourcePublic
ParkingOther

Interior

Interior FeaturesSplit Bedrooms
AppliancesDishwasher, Electric Range, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate, Tile
# of Stories1

Exterior

Patio / PorchFront Porch
FencingFenced
RoofShingle
ConstructionBrick
Road FrontageCity Street

Additional Information

Date ListedJune 20, 2025
Days on Market7
Listing TermsCash, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CW REALTY

Sold by: EXIT INSPIRED REAL ESTATE (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 1, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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