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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Oct 1, 2025·97 days on market

734 N Walnut Street

Starke, FL 32091

$159,900sold priceListed at $159,900 · 100% of asking$189/sqftMLS# 2089318
2
Beds
1
Baths
844
Sq Ft
1956
Built
—
Garage
No
Pool
No HOASingle Family Residence1 story

About this home

Starke

This is a perfect starter home or perfect for someone looking for a rental property! Avoid $20K+ in recent renovations including a new roof, tankless water heater, updated electrical (2020), and new HVAC system (2020). Inside, you'll find a renovated bathroom, new kitchen appliances, fresh paint, new flooring, and an updated thermostat. Additional features include new windows, a new front door, and a landscaped yard with a storage shed. Whether you're looking to expand your portfolio or move in with confidence, this home is ready to go Currently tenant-occupied, this property generates $1,500/month in rent,that's $18,000/year. At $159,900 purchase price, that's a 11.26% gross yield. Bring us an offer!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$886
Estimated total, before insurance$886/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$159,900
$31,980
Loan Term
Monthly Payment
$886
Principal & Interest: $886
Insurance (est.): $107
Estimated Total Monthly
$992
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1956)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,321 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $195/sq ft; this home is listed at $189/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1002 N Thompson Street, Starke, FL 32091Listed by JULIE MORROW PREMIER REALTY INCNov 2025$210,000$1953/1.51,0751350.2
646 N Church Street, Starke, FL 32091Listed by EXIT INSPIRED REAL ESTATEJul 2025$145,000$1792/1810410.2
509 N Church Street, Starke, FL 32091Listed by TREVOR WATERS REALTY, INC.Jun 2025$171,000$1992/1860160.2
124 E Andrews Street, Starke, FL 32091Listed by JULIE MORROW PREMIER REALTY INCJul 2026$205,000$2032/21,012110.3
401 N Cherry Street, Starke, FL 32091Listed by IHEART REALTY INCJul 2026$124,900$1732/17201150.3
424 N Water Street, Starke, FL 32091Listed by SOUTHEAST REALTY GROUPSep 2025$119,900$1162/11,035180.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$159,900
Price / Sq Ft$189
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage844
Year Built1956
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

MiddleBradford
HighBradford

Community Information

Address734 N Walnut Street, Starke, FL 32091
Area521-Bradford County-NE
Subdivision**verifying Subd**
CityStarke
CountyBradford
StateFL
Zip Code32091
Parcel Number03603000000HXH3

Amenities

UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOther

Interior

AppliancesElectric Oven, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringLaminate
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

RoofShingle
Other StructuresShed(s)

Additional Information

Date ListedMay 23, 2025
Days on Market97
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: GAILEY ENTERPRISES LLC

Sold by: UNITED REAL ESTATE GALLERY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 1, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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