$509,9003 bd · 2 ba · 1,904 sq ft
Active·144 days on market
1717 Austin Lake Way
Middleburg, FL 32068
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Middleburg
Welcome to this beautifully upgraded 3-bedroom, 2-bath pool home located in the gated community of Linda Lakes. Built in 2022, this home combines modern design with thoughtful builder upgrades throughout. Custom luxury vinyl plank flooring welcomes you into the spacious open floor plan, perfect for both everyday living and entertaining. The spacious kitchen features a large center island, upgraded soft-close cabinetry with custom cove molding, quartz countertops, a stainless farmhouse sink, tile backsplash, and stainless steel appliances. The large owner's suite offers a large walk-in closet and a functional bath complete with dual vanities, upgraded fixtures, and an oversized walk-in shower. Step outside to your private backyard retreat featuring a custom built saltwater inground pool with full OmniLogic automation, allowing you to control pool functions with the ease of your phone. A peaceful conservation area view and side vinyl fencing provide
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,692 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Sal Taylor Creek Preserveabout 8 mi · 4.6 mi of trails
Closest public boat ramp
Middleburg (Main Street) Public Boat Rampabout 3 mi · North Fork Black Creek
Closest kayak & paddleboard launch
Jennings State Forest – Indian Ford Paddling Accessabout 3 mi · Black Creek North Fork
Closest grocery store
Walmart Supercenterabout 6 mi · 10000 Omni Dr, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
North-facing backyard — the shade-and-soft-light lot
The listing reports the home facing south, which puts the backyard and pool on the north side. Today at this address: sunrise 6:48 AM, sunset 5:34 PM.
- A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
- The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
- Winter afternoons on the lanai run dim earlier than any other orientation.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
Last sold: $398,600 in July 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $364,434 | $275,875 | — |
| 2024 | $357,589 | $267,393 | — |
| 2023 | $341,824 | $242,450 | — |
| 2022 | $60,000 | $17,569 | — |
| 2021 | $40,000 | $15,972 | — |
| 2020 | $40,000 | $14,520 | — |
2025 property taxes (current owner): $4,727/yr
Estimated taxes if purchased at asking price: ~$9,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 28, 2026Price change$509,900−$5,000
- Aug 25, 2026Price change$514,900−$5,000
- Jul 13, 2026Price change$519,900−$10,000
- Jun 19, 2026Listed$529,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $190/sq ft; this home is listed at $268/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1724 Austin Lake Way, Middleburg, FL 32068Listed by RE/MAX UNLIMITED | Oct 2026 | $390,000 | $185 | 4/3 | 2,112 | 55 | 0 |
| 1733 Austin Lake Way, Middleburg, FL 32068Listed by ZUMOT REALTY | Oct 2026 | $385,000 | $190 | 3/2 | 2,025 | 270 | 0 |
| 4122 Fishing Creek Lane, Middleburg, FL 32068Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $340,000 | $189 | 3/2 | 1,795 | 23 | 0.3 |
| 1881 Sage Creek Place, Middleburg, FL 32068Listed by FLORIDA HOMES REALTY & MTG LLC | Oct 2026 | $337,500 | $166 | 3/3 | 2,031 | 111 | 0.4 |
| 4032 Sandbank Court, Middleburg, FL 32068Listed by REALTY ONE GROUP ELEVATE | Oct 2026 | $310,000 | $193 | 3/2 | 1,604 | 43 | 0.5 |
| 1608 Azalea Ridge Boulevard, Middleburg, FL 32068Listed by KELLER WILLIAMS ST JOHNS | Oct 2026 | $325,000 | $191 | 4/2 | 1,705 | 27 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KALLAM REALTY GROUP PLLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
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