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This home is in Jacksonville — a gated community home in Jacksonville.

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Active

Active·44 days on market

8601 Beach Boulevard 1412

Jacksonville, FL 32216

$168,000$134/sqftEst. $857/moMLS# 2151182

Beds

Baths

1,258

Sq Ft

2005

Built

—

Garage

Pool

About this home

Jacksonville

Experience upscale condo living in this beautifully updated 3-bedroom, 2-bath residence, ideally situated on the highly sought-after third floor. The screened patio is a relaxing, serene place to enjoy your morning coffee or late afternoon beverage of choice. The spacious open-concept layout is filled with natural light and designed for both everyday comfort and effortless entertaining. The well-appointed kitchen overlooks the dining and living areas, creating a seamless flow throughout the home. Generously sized bedrooms, ample storage, and attractive finishes enhance the sense of space and sophistication. Residents enjoy a low-maintenance lifestyle with access to exceptional community amenities including a resort-style pool, fitness center, and clubhouse. Conveniently located just minutes from St. Johns Town Center's premier shopping and dining, 20 minutes to the beaches and 15 minutes to the Jaguar Stadium!

Cost to own

Mortgage calculator

Home Price

$168,000

Down Payment: 20%

$33,600

Interest Rate: 6.58%

Loan Term

Monthly Payment

$857

Principal & Interest: $857

Property taxes (est.): $274

Insurance (est.): $112

Estimated Total Monthly

$1,243

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$857

Property taxesest. at asking price, Duval County$274

HOAbilled monthly$439

Estimated total, before insurance$1,570/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,418/yr · $118/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$158,500	$69,562	▼ $3,000
2024	$161,500	$66,895	▼ $5,500
2023	$167,000	$63,491	—
2022	$136,500	$60,186	—
2021	$111,000	$56,977	—
2020	$105,500	$55,500	—

2025 property taxes (current owner): $1,418/yr

Estimated taxes if purchased at asking price: ~$3,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,657 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 15, 2026Price change$168,000−$5,000
Jun 18, 2026Listed$173,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$168,000

Price / Sq Ft$134

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,258

Year Built2005

TypeResidential

Sub-TypeCondominium

StyleContemporary

StatusActive

Has PoolNo

Is WaterfrontNo

School Information

ElementarySouthside Estates

MiddleSouthside

HighEnglewood

Community Information

Address8601 Beach Boulevard 1412, Jacksonville, FL 32216

Area022-Grove Park/Sans Souci

SubdivisionSouthern Grove

CityJacksonville

CountyDuval

StateFL

Zip Code32216

Parcel Number1361632582

Amenities

AmenitiesPool, Barbecue, Car Wash Area, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Management - Off Site, Playground

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Assigned, Gated

Interior

Interior FeaturesBreakfast Nook, Built-in Features, Ceiling Fan(s), Entrance Foyer, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air

FlooringTile

# of Stories3

LevelsOne

LaundryIn Unit