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Sold

Sold·Closed Nov 3, 2025·119 days on market

112 Serenity Drive

Melrose, FL 32666

$320,000sold priceListed at $319,900 · 100% of asking$191/sqftMLS# 2092066
3
Beds
2
Baths
1,675
Sq Ft
1947
Built
—
Garage
No
Pool
No HOA0.54 acresWaterfrontSingle Family Residence2 stories

About this home

Melrose

Beautifully updated two-story lake home located on Swan Lake! The living rm. has 16 ft. ceilings with cedar beams and all glass windows & doors on the lakeside for a panoramic view of the lake. Updates include kitchen, baths, flooring, roof, HVAV and water heater. The loft can serve as the primary suite with a full bath. Located just outside of downtown Melrose and Keystone Heights with easy commutes to Gainesville, Ocala, St Augustine and the beaches. This home will make a great full time home, weekly rental or second home for endless summers on Swan Lake!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,772
Estimated total, before insurance$1,772/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,396/yr · $366/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$320,000
$64,000
Loan Term
Monthly Payment
$1,772
Principal & Interest: $1,772
Insurance (est.): $213
Estimated Total Monthly
$1,986
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1947)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,142 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $4,396/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $193/sq ft; this home is listed at $191/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6639 County Road 214, Keystone Heights, FL 32656Listed by HELEN HERSEY REALTYJan 2026$155,000$1303/21,196630.5
6310 6th Avenue, Keystone Heights, FL 32656Listed by CW REALTYJul 2025$169,900$1213/21,4041120.7
6297 Hutchinson Avenue, Keystone Heights, FL 32656Listed by RIVER CITY RENTALS AND REALTYFeb 2026$239,900$1893/21,267230.8
121 Serena Circle, Melrose, FL 32666Listed by CENTURY 21 LAKESIDE REALTYSep 2026$254,000$1932/21,318620.9
8453 Nittany Drive, Melrose, FL 32666Listed by FIRST CHOICE REALTY OF NORTH FLORIDA, LLCApr 2026$385,000$2333/31,6541750.9
6204 Blue Marlin Drive, Keystone Heights, FL 32656Listed by TPR REAL ESTATE GROUP INCSep 2026$420,000$2324/21,810661

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$319,900
Price / Sq Ft$191
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,675
Acres0.54 acres
Year Built1947
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Carport Spaces2
Has PoolNo
Is WaterfrontYes

Community Information

Address112 Serenity Drive, Melrose, FL 32666
Area574-Interlachen-NW
SubdivisionMetes & Bounds
CityMelrose
CountyPutnam
StateFL
Zip Code32666
Lot Size23,522.4 sq ft
Lot Dimensions100x328x100x315
Parcel Number040923000004300000
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingDetached Carport
ViewLake
Waterfront TypeLake Front

Interior

AppliancesElectric Cooktop, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

Exterior

Patio / PorchDeck
RoofShingle
ConstructionWood Siding

Additional Information

Date ListedJune 7, 2025
Days on Market119
Tax Amount$4,396.21
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 3, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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