Sold·Closed Jul 31, 2026·25 days on market
1787 Margarets Walk Road
Fleming Island, FL 32003
About this home
Fleming Island
Located in the gated Margarets Walk at Fleming Island community, this 5-bedroom, 4-bathroom pool home offers 3,159 square feet of living space, a flexible floor plan, and valuable updates including a 2018 roof and new interior paint. Built in 2000, the home combines spacious gathering areas, private retreats, and inviting outdoor living spaces designed for everyday comfort and entertaining. The floor plan includes formal living and dining rooms, a dedicated office with a closet, and a spacious family room that serves as the heart of the home. The family room features carved wood flooring, a gas fireplace, custom built-ins on both sides, and numerous windows that bring in abundant natural light. Tile flooring extends throughout much of the main living areas, creating a bright and cohesive feel. The primary suite offers wood flooring, a large double closet with additional storage, and a spacious bathroom with separate vanities positioned on either side of a soaking tub and a
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Shingle — 2018 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer (public record) · Public water · Clay County Utilities
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,708 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $531,932 | $493,116 | — |
| 2024 | $561,341 | $448,288 | — |
| 2023 | $544,603 | $407,535 | — |
| 2022 | $465,210 | $370,487 | — |
| 2021 | $336,807 | $336,807 | — |
| 2020 | $327,589 | $327,589 | — |
2025 property taxes (current owner): $9,948/yr
Estimated taxes if purchased at asking price: ~$13,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 31, 2026Closed$750,000
- Jul 7, 2026Active Under Contract$750,000
- Jun 12, 2026Listed$750,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $211/sq ft; this home is listed at $237/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1858 Sentry Oak Court, Fleming Island, FL 32003Listed by RE/MAX SPECIALISTS | Aug 2026 | $535,000 | $211 | 4/3 | 2,530 | 53 | 0.1 |
| 1862 Sentry Oak Court, Fleming Island, FL 32003Listed by RE/MAX SPECIALISTS | Jul 2026 | $485,000 | $213 | 4/3 | 2,272 | 20 | 0.1 |
| 1698 Margarets Walk Road, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $549,000 | $215 | 4/3 | 2,550 | 2 | 0.3 |
| 2489 Tall Cedars Road, Fleming Island, FL 32003Listed by MOMENTUM REALTY | Aug 2026 | $460,000 | $190 | 4/3 | 2,423 | 32 | 0.6 |
| 1643 Majestic View Lane, Fleming Island, FL 32003Listed by MOMENTUM REALTY | Jun 2026 | $535,000 | $177 | 5/3 | 3,029 | 10 | 0.6 |
| 790 Hibernia Road, Fleming Island, FL 32003Listed by WATSON REALTY CORP | Jul 2026 | $425,000 | $184 | 4/2 | 2,305 | 4 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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For Sale1803 Sentry Oak CourtFleming Island, FL 32003
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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