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Sold

$381,990Sold4 bd · 3 ba · 2,289 sq ft

Sold·Closed Oct 26, 2026·356 days on market

3890 Holstein Way

Green Cove Springs, FL 32043

$381,990sold priceListed at $381,990 · 100% of asking$167/sqftMLS# 2108031
4
Beds
3
Baths
2,289
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $52/mo5,227 sqft lotSingle Family Residence1 storyNew construction

About this home

Green Cove Springs

The EDISON II Home plan features a well-crafted design with 4 bedrooms, 3 bathrooms, and 2289 square feet of living space. This thoughtfully designed home boasts an open-concept layout, seamlessly integrating the gourmet kitchen, dining area, and spacious living room, perfect for both entertaining and everyday living. The additional bedrooms offer versatility and ample space for family, guests, or a home office. With a 2-car garage and modern finishes throughout, t plan combines functionality, style, and convenience, providing an exceptional living experience for its residents.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,083
Property taxesest. at asking price, Clay County$585
HOAbilled annually$52
Estimated total, before insurance$2,720/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Southwest-facing backyard — long light and winter sunsets

The listing reports the home facing northeast, which puts the backyard on the southwest side. Today at this address: sunrise 6:44 AM, sunset 5:37 PM.

  • The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
  • Summer late-afternoons run hot, and shading the lanai’s west edge earns its keep.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$20,000$20,000▲ $5,000

Estimated taxes if purchased at asking price: ~$7,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 26, 2026Closed$381,990
  • Sep 30, 2026Pending$381,990
  • Sep 18, 2026Price change$381,990+$12,000
  • Sep 10, 2026Price change$369,990−$12,000
  • Sep 3, 2026Price change$381,990+$12,000
  • Aug 4, 2026Pending$369,990
  • Jul 31, 2026Price change$369,990−$22,000
  • Jul 29, 2026Price change$391,990−$2,123
  • Jul 24, 2026Price change$394,113−$9,877
  • Sep 9, 2025Listed$403,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $185/sq ft; this home is listed at $167/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3856 Holstein Way, Green Cove Springs, FL 32043Listed by OLYMPUS EXECUTIVE REALTY, INCOct 2026$421,990$1435/3.52,961930.1
3893 Holstein Way, Green Cove Springs, FL 32043Listed by OLYMPUS EXECUTIVE REALTY, INCNov 2026$358,990$1554/2.52,3171090.2
3901 Holstein Way, Green Cove Springs, FL 32043Listed by OLYMPUS EXECUTIVE REALTY, INCNov 2026$299,990$1853/21,622220.2
3889 Holstein Way, Green Cove Springs, FL 32043Listed by OLYMPUS EXECUTIVE REALTY, INCOct 2026$338,990$1894/21,7971090.2
3885 Holstein Way, Green Cove Springs, FL 32043Listed by OLYMPUS EXECUTIVE REALTY, INCOct 2026$303,990$1873/21,6221050.2
2635 Royal Pointe Drive, Green Cove Springs, FL 32043Listed by EVERYSTATE INCSep 2026$355,000$1744/22,045831

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$381,990
Price / Sq Ft$167
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,289
Total Structure Area2,600 sq ft
Acres0.12 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesNortheast

School Information

ElementaryShadowlawn
MiddleLake Asbury
HighClay

Community Information

Address3890 Holstein Way, Green Cove Springs, FL 32043
Area144-Middleburg-SE
SubdivisionAmberly
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size5,227.2 sq ft
Lot Dimensions50X120
Parcel Number33-05-25-010556-004-53
ZoningResidential

Amenities

AmenitiesNone
Community FeaturesSidewalks, Street Lights
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave
HeatingCentral, Electric
CoolingCentral Air
FlooringCarpet, Laminate, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Upper Level
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Lot DescriptionCleared
Patio / PorchCovered
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 4, 2026
Days on Market356
HOA Fees$626.27 / Annually
HOA FrequencyAnnually
HOA NameFIRST SERVICE RESIDENTIAL
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Sold by: COLDWELL BANKER VANGUARD REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

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