This home is in Jacksonville.
Active·111 days on market
2974 Gilmore Street
Jacksonville, FL 32205
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Call (904) 333-8595 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
**Price Reduction**. Short Sale. Don't miss this opportunity to own an affordable, move-in-ready home in the highly desirable Murray Hill area. Major updates have already been taken care of, including a newer roof, newer HVAC system, and a newly fenced yard with fresh landscaping giving you peace of mind from day one This charming home offers both comfort and convenience and is perfect for first-time buyers or anyone looking to get into homeownership without breaking the bank, Ideally located just minutes from Downtown Jacksonville, Murray Hill, and Avondale, you'll enjoy quick access to work, local shops, restaurants, and everything the area has to offer. With all the big-ticket items done, all that's left to do is move in and make it your own. The seller is motivated and ready to get this one sold, so schedule your showing today.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 1919)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,391 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $225,000 in July 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $2,412,516 | $1,177,297 | — |
| 2025 | $169,282 | $116,975 | — |
| 2024 | $2,173,073 | $1,143,410 | — |
| 2024 | $163,315 | $112,971 | ▲ $10,640 |
| 2023 | $1,933,028 | $1,108,650 | — |
| 2023 | $158,225 | $108,225 | ▲ $26,454 |
| 2022 | $1,798,552 | $1,074,903 | — |
| 2022 | $127,391 | $118,940 | ▲ $1,172 |
| 2021 | $1,341,053 | $1,042,139 | — |
| 2021 | $108,128 | $108,128 | ▲ $43,671 |
| 2020 | $1,352,601 | $1,027,060 | — |
| 2020 | $63,328 | $63,328 | — |
2025 property taxes (current owner): $2,622/yr
Estimated taxes if purchased at asking price: ~$3,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jun 11, 2026Listed$170,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines