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This home is in Las Calinas, St. Augustine — a home near Allen D. Nease High School.

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Active

Active·57 days on market·Las Calinas

299 Appaloosa Avenue

St. Augustine, FL 32095

$724,900$245/sqftEst. $3,696/moMLS# 2149240

Beds

Baths

2,960

Sq Ft

2015

Built

Garage

Pool

About this home

Las Calinas

Discover unparalleled elegance in this stunning custom Dostie-built 4-bedroom, 3-bath home nestled in the premier Las Calinas community of St Augustine. This 2,960 sf builder masterpiece offers a functional layout with a formal dining room and versatile office. The heart of the home is a chef's kitchen boasting a large prep island, upgraded cabinetry, stainless appliances, and a generous walk-in pantry. Relax in the expansive owner's suite, a true private retreat with dual vanities and dual walk-in closets. Outdoor living shines with a sunroom leading to a large screened patio overlooking a fully fenced backyard facing a peaceful preserve. High-end upgrades include an extended 3-car garage, irrigation well, and NUVO water filtration system. Enjoy a lifestyle of ease with NO CDD fees and top-tier Las Calinas amenities: a resort-style pool complex, splash fountain, sports courts, and fishing pier. This St Augustine home combines luxury and value with A-rated St Johns County schools. Full

Cost to own

Mortgage calculator

Home Price

$724,900

Down Payment: 20%

$144,980

Interest Rate: 6.58%

Loan Term

Monthly Payment

$3,696

Principal & Interest: $3,696

Property taxes (est.): $965

Insurance (est.): $483

Estimated Total Monthly

$5,144

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,696

Property taxesest. at asking price, St. Johns County$965

HOAbilled annually$18

Estimated total, before insurance$4,678/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,428/yr · $536/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$628,107	$440,463	—
2024	$606,615	$427,342	—
2023	$611,391	$413,439	—
2022	$536,797	$399,941	—
2021	$436,836	$386,836	—
2020	$343,003	$293,003	—

2025 property taxes (current owner): $6,428/yr

Estimated taxes if purchased at asking price: ~$11,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2015)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,780 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 6, 2026Listed$724,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$724,900

Price / Sq Ft$245

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,960

Total Structure Area4,197 sq ft

Acres0.35 acres

Year Built2015

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary

Property ConditionUpdated/Remodeled

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Direction FacesNortheast

School Information

ElementaryPalencia

MiddlePacetti Bay

HighAllen D. Nease

Community Information

Address299 Appaloosa Avenue, St. Augustine, FL 32095

Area312-Palencia Area

SubdivisionLas Calinas

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32095

Lot Size15,246 sq ft

Parcel Number0716210340

ZoningSingle Family

Amenities

AmenitiesPool, Barbecue, Basketball Court, Children's Pool, Management - Off Site, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyLighting

ParkingGarage, Garage Door Opener, Off Street, On Street

ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Bathroom - Tub with Shower, Primary Downstairs, Solar Tube(s), Split Bedrooms, Walk-In Closet(s), Other

AppliancesOther, Dishwasher, Dryer, Electric Cooktop, Electric Oven, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Laminate, Tile

FireplaceYes

Fireplace FeaturesGas

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup