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Active

Active·67 days on market

4 Chippeway Court

Palm Coast, FL 32137

$625,000$347/sqftEst. $3,223/moMLS# 2148013

Beds

Baths

1,803

Sq Ft

1984

Built

Garage

Yes

Pool

About this home

Palm Coast

Fantastic opportunity to own this lovely canal waterfront property. This home has a whole house solar system with two Tesla Power Walls. The garage has a wall charging station to charge your electric vehicles. The floating dock provides access to the Intercoastal. Enjoy your heated screened pool year-round. Beautiful electric fireplace, enormous TV and fabulous sound system in the Great Room will convey. Solar System, Washer, Dryer, Freezer, Dining Room standalone wall cabinets, pool equipment, outdoor sheds and all lighting fixtures will convey. Two-year-old roof. Luxury vinal flooring throughout.

Cost to own

Mortgage calculator

Home Price

$625,000

Down Payment: 20%

$125,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$3,223

Principal & Interest: $3,223

Insurance (est.): $417

Estimated Total Monthly

$3,640

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$3,223

Estimated total, before insurance$3,223/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,435/yr · $703/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,435/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 1984)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · Palm Coast - building count > 0 within city limits · Public water (record)

County records show this parcel on central sewer served by Palm Coast - building count > 0 within city limits — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,801 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 1, 2026Listed$625,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$625,000

Price / Sq Ft$347

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,803

Acres0.17 acres

Year Built1984

TypeResidential

Sub-TypeSingle Family Residence

StyleOther

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Electric Heat, Heated, Pool Sweep, Screen Enclosure, Solar Heat, Waterfall

Is WaterfrontYes

Community Information

Address4 Chippeway Court, Palm Coast, FL 32137

Area601-Flagler County-North Central

SubdivisionPalm Coast

CityPalm Coast

CountyFlagler

StateFL

Zip Code32137

Lot Size7,405.2 sq ft

Parcel Number0711317015000300740

ZoningResidential

Amenities

UtilitiesElectricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewCanal, Water

Waterfront TypeCanal Front, Navigable Water

Interior

Interior FeaturesOpen Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms

AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Freezer, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Washer, Washer/Dryer Stacked

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

SecuritySecurity System Owned