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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·133 days on market

2017 Talladega Road

Jacksonville, FL 32209

$150,000$135/sqftEst. $831/moMLS# 2147924
↓ $45,000 below original list
4
Beds
2
Baths
1,114
Sq Ft
2022
Built
—
Garage
No
Pool
FEMA Zone XNo HOA6,098 sqft lotSingle Family Residence1 story

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About this home

Jacksonville

Welcome to 2017 Talladega Rd, Jacksonville, FL, a beautiful modern home less than 5 years old offering style, comfort, and convenience in a growing Jacksonville location. This newer construction home features an open-concept floor plan with a bright and airy living room that flows seamlessly into the dining area and kitchen, creating the perfect space for entertaining family and friends. The spacious bedrooms offer plenty of natural light and generous closet space, while both bathrooms feature modern vanities and convenient shower/tub combinations. With contemporary finishes throughout and the peace of mind that comes with newer construction, this move-in ready home is designed for comfortable everyday living. Conveniently located near major highways, shopping, dining, schools, and local amenities, this home offers easy access to everything Jacksonville has to offer.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$831
Property taxesest. at asking price, Duval County$245
Estimated total, before insurance$1,076/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,867/yr · $239/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$150,000
$30,000
Loan Term
Monthly Payment
$831
Principal & Interest: $831
Property taxes (est.): $245
Insurance (est.): $100
Estimated Total Monthly
$1,176
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,404 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $728,000 in September 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$141,644$141,644▲ $9,193
2024$132,723$132,723—
2023$137,172$134,402—
2022$10,320$6,864—
2021$6,240$6,240—
2020$5,760$5,760—

2025 property taxes (current owner): $2,867/yr

Estimated taxes if purchased at asking price: ~$2,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 8, 2026Price change$150,000−$30,000
  • Aug 1, 2026Price change$180,000−$15,000
  • May 30, 2026Listed$195,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $158/sq ft; this home is listed at $135/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5704 Benedict Road, Jacksonville, FL 32209Listed by REAL BROKER LLCSep 2026$189,900$1583/2.51,20150.2
5352 Dodge Road, Jacksonville, FL 32209Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYSep 2026$178,012$1703/21,05000.4
2117 W 39th Street, Jacksonville, FL 32209Listed by US REALTY HUBSep 2026$82,500$704/21,174150.4
5729 Cooke Street, Jacksonville, FL 32208Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYSep 2026$235,020$1913/21,23000.5
2051 Frank E Avenue, Jacksonville, FL 32208Listed by ALLISON JAMES ESTATES AND HOMES FLORIDASep 2026$52,000$593/18801150.6
6109 Strawflower Place, Jacksonville, FL 32209Listed by VIRTUALTY REAL ESTATEOct 2026$110,000$1293/18501240.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$150,000
Price / Sq Ft$135
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,114
Acres0.14 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address2017 Talladega Road, Jacksonville, FL 32209
Area075-Trout River/College Park/Ribault Manor
SubdivisionRoyal Terrace Addn
CityJacksonville
CountyDuval
StateFL
Zip Code32209
Lot Size6,098.4 sq ft
Parcel Number0859970000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingOther, Assigned

Interior

AppliancesElectric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedMay 31, 2026
Days on Market106
Tax Amount$2,866.94
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: 1 REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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