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Active

Active·94 days on market

329 Paradise Circle

Satsuma, FL 32189

$600,000$365/sqftEst. $3,085/moMLS# 2147418

Beds

Baths

1,646

Sq Ft

2018

Built

—

Garage

Pool

About this home

Satsuma

Envision yourself waking up every morning to the calming sounds of deep-water Dunns Creek lapping gently against your bulkheaded waterfront. Then think about departing from your covered boat slip w/lift & large, covered seating area to explore the surrounding waterways, lakes and rivers, perhaps catching and enjoying a fresh, evening meal of bass around your gas-powered fire pit or in the cedar gazebo complete w/sink, water & electric. This meticulously cared for 2BR/2BA Imperial Model, double wide, great room style home w/full house generator, includes everything you might want or need for a lifetime or just a weekend getaway. Crown molding, double pane windows & luxury vinyl flooring grace this beautiful home. The island kitchen w/breakfast bar features all GE appliances, numerous cabinets & pantry w/lazy Susan. The yard is tastefully maintained and includes awesome pavers. Seller may consider financing with a large down payment.

Cost to own

Mortgage calculator

Home Price

$600,000

Down Payment: 20%

$120,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$3,085

Principal & Interest: $3,085

Insurance (est.): $400

Estimated Total Monthly

$3,485

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$3,085

Estimated total, before insurance$3,085/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $312/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,688 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

May 28, 2026Listed$600,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$600,000

Price / Sq Ft$365

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,646

Total Structure Area1,813 sq ft

Acres0.21 acres

Year Built2018

TypeResidential

Sub-TypeManufactured Home

StyleRanch

StatusActive

# of Carport Spaces4

Has PoolNo

Is WaterfrontYes

Community Information

Address329 Paradise Circle, Satsuma, FL 32189

Area564-East Palatka/San Mateo/N Satsuma/Orange Mills

SubdivisionMetes & Bounds

CitySatsuma

CountyPutnam

StateFL

Zip Code32189

Lot Size9,147.6 sq ft

Parcel Number371127825300000260

ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourceWell

ParkingAttached, Carport, Covered, Off Street

ViewCreek/Stream, Trees/Woods, Water

Waterfront TypeCreek, Navigable Water, Ocean Access, River Access, Seawall

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Ice Maker, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FireplaceYes

Fireplace FeaturesGas, Outside

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

SecuritySmoke Detector(s)