Active·140 days on market
329 Paradise Circle
Satsuma, FL 32189
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Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Satsuma
Envision yourself waking up every morning to the calming sounds of deep-water Dunns Creek lapping gently against your bulkheaded waterfront. Then think about departing from your covered boat slip w/lift & large, covered seating area to explore the surrounding waterways, lakes and rivers, perhaps catching and enjoying a fresh, evening meal of bass around your gas-powered fire pit or in the cedar gazebo complete w/sink, water & electric. This meticulously cared for 2BR/2BA Imperial Model, double wide, great room style home w/full house generator, includes everything you might want or need for a lifetime or just a weekend getaway. Crown molding, double pane windows & luxury vinyl flooring grace this beautiful home. The island kitchen w/breakfast bar features all GE appliances, numerous cabinets & pantry w/lazy Susan. The yard is tastefully maintained and includes awesome pavers. Seller may consider financing with a large down payment.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 2018)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,688 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $312/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- May 28, 2026Listed$600,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $186/sq ft; this home is listed at $365/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 321 Paradise Circle, Satsuma, FL 32189Listed by RIVER LIFE REALTY LLC | Jun 2026 | $301,200 | $186 | 3/2 | 1,616 | 141 | 0.1 |
| 124 Fisherman Road, Satsuma, FL 32189Listed by TIMBER TO TIDES REALTY LLC | Jul 2026 | $292,000 | $253 | 2/2 | 1,152 | 2 | 0.3 |
| 117 Fisherman Road, Satsuma, FL 32189Listed by CENTURY 21 TRITON REALTY | Jun 2026 | $308,000 | $183 | 4/2 | 1,680 | 0 | 0.3 |
| 226 Clearwater Road, Satsuma, FL 32189Listed by IHEART REALTY INC | Oct 2025 | $128,000 | $82 | 3/2 | 1,568 | 47 | 0.4 |
| 117 Jill Lane, Satsuma, FL 32189Listed by COLDWELL BANKER BEN BATES INC | Sep 2026 | $263,000 | $217 | 2/2 | 1,210 | 181 | 0.5 |
| 120 Waterway Avenue, Satsuma, FL 32189Listed by COLDWELL BANKER BEN BATES INC | Aug 2026 | $285,000 | $176 | 3/2 | 1,620 | 120 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER BEN BATES INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines