Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

No photos available

This listing has no photos yet

Sold

Sold·Closed Jun 26, 2026·0 days on market

117 Fisherman Road

Satsuma, FL 32189

$308,000sold priceListed at $308,000 · 100% of asking$183/sqftMLS# 2152628
4
Beds
2
Baths
1,680
Sq Ft
1984
Built
—
Garage
No
Pool
No HOA0.56 acresWaterfrontManufactured Home1 story

About this home

Satsuma

For Comp purposes only.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,706
Estimated total, before insurance$1,706/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,490/yr · $291/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$308,000
$61,600
Loan Term
Monthly Payment
$1,706
Principal & Interest: $1,706
Insurance (est.): $205
Estimated Total Monthly
$1,911
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1984)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,079 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,490/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $153/sq ft; this home is listed at $183/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
226 Clearwater Road, Satsuma, FL 32189Listed by IHEART REALTY INCOct 2025$128,000$823/21,568470.1
321 Paradise Circle, Satsuma, FL 32189Listed by RIVER LIFE REALTY LLCJun 2026$301,200$1863/21,6161410.2
114 Palmetto Road, Satsuma, FL 32189Listed by COLDWELL BANKER BEN BATES INCSep 2026$186,000$1533/21,21620.3
120 Waterway Avenue, Satsuma, FL 32189Listed by COLDWELL BANKER BEN BATES INCAug 2026$285,000$1763/21,6201200.3
114 Palmetto Road, Satsuma, FL 32189Listed by MODERN REALTY OF FLORIDAFeb 2026$60,000$493/21,216500.3
118 Riverside Avenue, Satsuma, FL 32189Listed by IRON VALLEY REAL ESTATE NORTH FLORIDASep 2026$185,000$1143/21,6163420.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$308,000
Price / Sq Ft$183
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,680
Acres0.56 acres
Year Built1984
TypeResidential
Sub-TypeManufactured Home
StyleRanch
StatusClosed
Has PoolNo
Is WaterfrontYes

Community Information

Address117 Fisherman Road, Satsuma, FL 32189
Area564-East Palatka/San Mateo/N Satsuma/Orange Mills
SubdivisionSt Johns River Ests
CitySatsuma
CountyPutnam
StateFL
Zip Code32189
Lot Size24,393.6 sq ft
Parcel Number371127825300001280
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Electricity Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePrivate, Well
ParkingOther
ViewCanal
Waterfront TypeCanal Front

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Open Floorplan, Split Bedrooms, Vaulted Ceiling(s)
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Exterior FeaturesDock
Lot DescriptionDead End Street, Few Trees
Patio / PorchCovered, Deck, Front Porch, Rear Porch, Side Porch
RoofMetal
ConstructionFiber Cement
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedJune 26, 2026
Days on Market0
Tax Amount$3,490.06
Tax Year2025
Listing TermsOther
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CENTURY 21 TRITON REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines