Sold·Closed Jun 24, 2026·141 days on market
321 Paradise Circle
Satsuma, FL 32189
About this home
Satsuma
HUGE PRICE IMPROVEMENT! SELLERS ARE MOTIVATED!! Beautiful 1989 two-story, 3-bedroom, 2-bathroom home offering 160 feet of canal frontage on Dunns Creek, ready to become your peaceful Florida retreat. The primary bedroom and bathroom are conveniently located on the main level, with two additional bedrooms and a full bath upstairs-ideal for privacy and functionality. The home features a stunning stone fireplace, perfect for cooler Florida evenings, and a charming full-length front porch that spans the entire front of the home-ideal for relaxing or enjoying your morning coffee. The kitchen offers delightful character with open upper shelving and lower cabinets, creating an inviting and practical space. Major updates provide peace of mind, including a new HVAC system (2023), tankless water heater (2022), well pump (2022), bladder tank (2025), whole-house generator, and a metal roof (2007). An attached two-car garage adds convenience and storage. Come experience the charm.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal — 2007 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,727 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $183/sq ft; this home is listed at $241/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 124 Fisherman Road, Satsuma, FL 32189Listed by TIMBER TO TIDES REALTY LLC | Jul 2026 | $292,000 | $253 | 2/2 | 1,152 | 2 | 0.2 |
| 117 Fisherman Road, Satsuma, FL 32189Listed by CENTURY 21 TRITON REALTY | Jun 2026 | $308,000 | $183 | 4/2 | 1,680 | 0 | 0.2 |
| 226 Clearwater Road, Satsuma, FL 32189Listed by IHEART REALTY INC | Oct 2025 | $128,000 | $82 | 3/2 | 1,568 | 47 | 0.3 |
| 117 Jill Lane, Satsuma, FL 32189Listed by COLDWELL BANKER BEN BATES INC | Sep 2026 | $263,000 | $217 | 2/2 | 1,210 | 181 | 0.4 |
| 120 Waterway Avenue, Satsuma, FL 32189Listed by COLDWELL BANKER BEN BATES INC | Aug 2026 | $285,000 | $176 | 3/2 | 1,620 | 120 | 0.4 |
| 114 Palmetto Road, Satsuma, FL 32189Listed by COLDWELL BANKER BEN BATES INC | Sep 2026 | $186,000 | $153 | 3/2 | 1,216 | 2 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RIVER LIFE REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines