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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·145 days on market

2239 Lane Avenue S

Jacksonville, FL 32210

$159,000$111/sqftEst. $881/moMLS# 2146015
↓ $20,000 below original list
4
Beds
1
Baths
1,431
Sq Ft
1960
Built
—
Garage
No
Pool
FEMA Zone XNo HOA6,534 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Freshly updated 4-bedroom, 1-bath home located on Jacksonville's west side! This move-in ready home features fresh interior paint, new appliances, and stylish tile and luxury vinyl plank flooring throughout. The spacious floor plan offers comfortable living areas along with a separate laundry room for added convenience. Conveniently located near shopping, dining, schools, and major roadways. Perfect for homeowners or investors alike!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$881
Property taxesest. at asking price, Duval County$260
Estimated total, before insurance$1,140/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,250/yr · $188/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$159,000
$31,800
Loan Term
Monthly Payment
$881
Principal & Interest: $881
Property taxes (est.): $260
Insurance (est.): $106
Estimated Total Monthly
$1,246
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1960)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,412 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$121,804$121,804—
2024$119,938$110,900—
2023$112,912$100,819—
2022$108,946$91,654▲ $6,504
2021$86,645$83,322▲ $5,056
2020$79,325$75,748▲ $4,381

2024 property taxes (current owner): $2,250/yr

Estimated taxes if purchased at asking price: ~$3,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 22, 2026Price change$159,000−$9,000
  • Aug 31, 2026Price change$168,000−$4,700
  • Aug 17, 2026Price change$172,700−$2,300
  • Aug 3, 2026Price change$175,000−$2,000
  • Jul 15, 2026Price change$177,000−$2,000
  • May 19, 2026Listed$179,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $159/sq ft; this home is listed at $111/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2449 Lane Avenue S, Jacksonville, FL 32210Listed by UP REAL ESTATESep 2026$205,000$1373/21,49170.2
2337 Betsy Drive, Jacksonville, FL 32210Listed by BEYCOME OF FLORIDA LLCOct 2026$210,000$1653/21,272500.3
2130 Hugh Edwards Drive, Jacksonville, FL 32210Listed by WHOLESALE REALTY LLCSep 2026$113,000$883/1.51,28800.3
7018 Bonnie Brae Lane, Jacksonville, FL 32210Listed by FORWARD REAL ESTATE INVESTMENT GROUP LLCOct 2026$254,000$1473/21,730140.6
3806 Cambay Place, Jacksonville, FL 32210Listed by DOORVINE REALTY LLCOct 2026$215,000$1664/21,298130.8
7242 Luke Street, Jacksonville, FL 32210Listed by TRINITY REAL ESTATE III LLCSep 2026$275,000$1594/21,731130.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$159,000
Price / Sq Ft$111
Bedrooms4
Bathrooms1.00
Full Baths1
Square Footage1,431
Acres0.15 acres
Year Built1960
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

MiddleSelect One

Community Information

Address2239 Lane Avenue S, Jacksonville, FL 32210
Area053-Hyde Grove Area
SubdivisionCedar Hills Estates
CityJacksonville
CountyDuval
StateFL
Zip Code32210
Lot Size6,534 sq ft
Parcel Number0183810000

Amenities

UtilitiesOther
SewerPublic Sewer
Water SourcePublic
ParkingOff Street

Interior

AppliancesElectric Oven, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedMay 19, 2026
Days on Market126
Tax Amount$2,250.32
Tax Year2024
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: TRADITIONS REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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