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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jul 23, 2026·36 days on market·Recent sales in Jacksonville

5414 Playa Way

Jacksonville, FL 32211

$319,000sold priceListed at $319,900 · 99.7% of asking$141/sqftMLS# 2145965
4
Beds
2
Baths
2,264
Sq Ft
1956
Built
—
Garage
No
Pool
FEMA Zone XNo HOA10,454 sqft lotSingle Family Residence1 story

About this home

Jacksonville

BACK ON THE MARKET!!! Buyer's financing failed. This is your Opportunity to make this your next HOME!!! Located in a prime Jacksonville location, 5414 Playa Way offers the perfect blend of comfort, convenience, and accessibility. This beautifully updated 4-bedroom, 2-bath in almost 2,300 sqft. has the most unique layout and is just minutes from Downtown Jacksonville, major highways, shopping, dining, and the scenic St. Johns River. Sports fans will love the easy access to Jacksonville's top entertainment venues, including EverBank Stadium, home of the Jaguars. Whether you're commuting to work, enjoying the city's nightlife, or catching game day excitement, this location keeps you close to it all. Plus is only blocks away from a public boat ramp with easy water access. Featuring modern upgrades, high ceilings, a dream kitchen, spacious living areas, a laundry room and a large carport with lots of storage. This move-in-ready home is perfect for homeowners and investors alike!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,767
Property taxesest. at asking price, Duval County$521
Estimated total, before insurance$2,288/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,855/yr · $321/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$319,000
$63,800
Loan Term
Monthly Payment
$1,767
Principal & Interest: $1,767
Property taxes (est.): $521
Insurance (est.): $213
Estimated Total Monthly
$2,501
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Metal — year not disclosed (home built 1956)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,517 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$195,635$195,635▲ $1,250
2024$194,854$194,262—
2023$201,479$176,602▲ $4,789
2022$190,557$160,548—
2021$142,840$142,727—
2020$134,720$129,752—

2025 property taxes (current owner): $3,855/yr

Estimated taxes if purchased at asking price: ~$6,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 23, 2026Closed$319,900
  • May 18, 2026Listed$319,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $177/sq ft; this home is listed at $141/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5405 Weller Avenue, Jacksonville, FL 32211Listed by WATSON REALTY CORPSep 2026$260,000$1163/2.52,242140.6
351 University Boulevard N, Jacksonville, FL 32211Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$325,000$1743/21,873810.6
5556 Grove Avenue, Jacksonville, FL 32211Listed by GREEN PALM REALTY & PROPERTY MANAGEMENTAug 2026$317,000$1913/21,657580.6
5420 Grove Avenue, Jacksonville, FL 32211Listed by KELLER WILLIAMS JACKSONVILLEAug 2026$351,200$1723/2.52,04270.6
5537 Clifton Road, Jacksonville, FL 32211Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$296,000$1773/2.51,668310.7
704 Seabrook Cove Road, Jacksonville, FL 32211Listed by MOMENTUM REALTYSep 2026$385,000$2314/21,664590.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$319,900
Price / Sq Ft$141
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,264
Total Structure Area3,000 sq ft
Acres0.24 acres
Year Built1956
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

Community Information

Address5414 Playa Way, Jacksonville, FL 32211
Area041-Arlington
SubdivisionMonterey
CityJacksonville
CountyDuval
StateFL
Zip Code32211
Lot Size10,454.4 sq ft
Parcel Number1291890000
ZoningResidential

Amenities

Community FeaturesSuburban
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached Carport, Carport

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Split System
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchFront Porch, Patio
FencingFenced, Back Yard, Chain Link
RoofMetal
ConstructionBlock, Wood Siding
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedMay 19, 2026
Days on Market36
Tax Amount$3,854.81
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: TU FAMILIA REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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