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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jul 31, 2026·31 days on market·Recent sales in Jacksonville

5537 Clifton Road

Jacksonville, FL 32211

$296,000sold priceListed at $325,000 · 91.1% of asking$177/sqftMLS# 2148383
3
Beds
2.5
Baths
1,668
Sq Ft
1953
Built
2
Garage
No
Pool
FEMA Zone XNo HOA16,117 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Charming and lovingly maintained, this classic white painted brick home offers timeless appeal and exceptional care from its longtime owner. Built in 1953 and situated on a spacious corner lot, the property is surrounded by mature trees and beautiful landscaping across from riverfront estate homes..Inside, gorgeous hardwood floors flow throughout the home, enhancing the character and charm found in every room. The floor plan features 3 bedrooms and 2 baths, including a primary suite with a private bath. In addition to the bedrooms, you'll find a formal living room w/fireplace, formal dining room, kitchen, and a comfortable family room designed for everyday living and entertaining.Step from the family room onto a concrete patio overlooking the fenced backyard--perfect for relaxing & gardening, A detached storage building with electricity offers excellent space for a workshop, hobby room, or additional storage.The attached two-car garage offers washer & dryer & half bath.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,640
Property taxesest. at asking price, Duval County$483
Estimated total, before insurance$2,123/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,731/yr · $144/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$296,000
$59,200
Loan Term
Monthly Payment
$1,640
Principal & Interest: $1,640
Property taxes (est.): $483
Insurance (est.): $197
Estimated Total Monthly
$2,320
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 1953)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,519 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$257,948$66,722—
2024$239,163$63,994—
2023$240,522$60,529▲ $13,224
2022$219,617$61,665▲ $19,202
2021$174,214$58,399—
2020$163,608$56,896▲ $11,314

2025 property taxes (current owner): $1,731/yr

Estimated taxes if purchased at asking price: ~$5,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 31, 2026Closed$325,000
  • Jun 2, 2026Listed$325,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $202/sq ft; this home is listed at $195/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
704 Seabrook Cove Road, Jacksonville, FL 32211Listed by MOMENTUM REALTYSep 2026$385,000$2314/21,664590.8
261 Glynlea Road, Jacksonville, FL 32216Listed by WATSON REALTY CORPSep 2026$230,000$1673/11,37751.2
681 Mickler Road, Jacksonville, FL 32211Listed by BOLD & SOLD LLCSep 2026$345,000$1823/21,89881.2
7111 Zona Avenue, Jacksonville, FL 32211Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$250,000$2023/21,23741.3
1437 Somerville Road, Jacksonville, FL 32207Listed by LPT REALTY LLCOct 2026$355,000$2133/21,668641.4
1526 Harbor Oaks Road, Jacksonville, FL 32207Listed by ONE SOTHEBY'S INTERNATIONAL REALTYOct 2026$239,000$1813/21,32011.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$325,000
Price / Sq Ft$195
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,668
Total Structure Area2,200 sq ft
Acres0.37 acres
Year Built1953
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

Community Information

Address5537 Clifton Road, Jacksonville, FL 32211
Area041-Arlington
SubdivisionRiverwood Park
CityJacksonville
CountyDuval
StateFL
Zip Code32211
Lot Size16,117.2 sq ft
Lot Dimensions130' x 125'
Parcel Number1290730000
ZoningResidential

Amenities

Community FeaturesStreet Lights
UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic, Well
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Shower No Tub
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Garage, Washer Hookup
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Lot DescriptionCorner Lot, Few Trees, Sprinklers In Front, Sprinklers In Rear
Patio / PorchPatio
FencingChain Link, Wood
RoofShingle
ConstructionBrick, Frame
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 3, 2026
Days on Market31
Tax Amount$1,730.87
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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