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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Jun 29, 2026·380 days on market

214 Thornberry Way

Palm Coast, FL 32164

$333,145sold priceListed at $354,907 · 93.9% of asking$185/sqftMLS# 2089785
4
Beds
2
Baths
1,800
Sq Ft
2025
Built
2
Garage
No
Pool
HOA $54/mo6,098 sqft lotSingle Family Residence1 storyNew construction

About this home

Palm Coast

Up to $17k CC for any deal using our preferred lender. Special Financing Incentives. Up to 10k closings cost on cash deals. Charming Curb Appeal Meets Modern Luxury! This beautifully designed home features a welcoming front porch perfect for relaxing evenings. Inside, you'll find 4 spacious bedrooms and 2 stylish bathrooms, including a luxurious owner's suite with a spa-like walk-in shower. The heart of the home is the open-concept living, kitchen, and dining area, ideal for entertaining. The gourmet kitchen boasts high-end appliances, a large walk-in pantry, and elegant finishes that will delight any home chef. Step outside to enjoy the expansive covered patio, perfect for outdoor dining and gatherings year-round. SAMPLE PHOTOS, actual homes as constructed may not contain the features and layouts depicted and may vary from image(s).

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,845
HOAbilled annually$54
Estimated total, before insurance$1,899/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,375/yr · $115/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$333,145
$66,629
Loan Term
Monthly Payment
$1,845
Principal & Interest: $1,845
Insurance (est.): $222
Estimated Total Monthly
$2,067
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:24 AM, sunset 6:59 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,375/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $173/sq ft; this home is listed at $197/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
208 Thornberry Way, Palm Coast, FL 32164Listed by AXEN REALTY LLCSep 2026$364,555$1645/32,222790
219 Thornberry Way, Palm Coast, FL 32164Listed by AXEN REALTY LLCAug 2026$377,997$1725/32,2004210
203 Thornberry Way, Palm Coast, FL 32164Listed by AXEN REALTY LLCAug 2026$358,997$1625/32,222390.1
84 Turnstone Circle, Palm Coast, FL 32164Listed by ASHTON WOODS FLORIDA REALTY LLCAug 2026$287,000$1813/21,5891250.7
29 Oriole Road, Palm Coast, FL 32164Listed by ASHTON WOODS FLORIDA REALTY LLCJul 2026$291,990$1923/21,522100.7
49 Ponce Preserve Drive, Palm Coast, FL 32164Listed by AXEN REALTY LLCSep 2026$358,080$1734/32,0701120.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$354,907
Price / Sq Ft$197
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,800
Total Structure Area2,200 sq ft
Acres0.14 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesSouth

Community Information

Address214 Thornberry Way, Palm Coast, FL 32164
Area601-Flagler County-North Central
SubdivisionCoastal Gardens
CityPalm Coast
CountyFlagler
StateFL
Zip Code32164
Lot Size6,098.4 sq ft
Parcel Number0512312755000001420

Amenities

AmenitiesOther
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Split Bedrooms, Walk-In Closet(s), Other
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingElectric
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio
RoofShingle
ConstructionOther, Block, Composition Siding, Frame, Vinyl Siding

Additional Information

Date ListedMay 27, 2025
Days on Market380
HOA Fees$650 / Annually
HOA FrequencyAnnually
Tax Amount$1,375.07
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: AXEN REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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