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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·129 days on market

580 Arthur Moore Drive

Green Cove Springs, FL 32043

$325,000$207/sqftEst. $1,735/moMLS# 2145009
3
Beds
2
Baths
1,568
Sq Ft
1978
Built
—
Garage
No
Pool
FEMA Zone XNo HOA0.75 acresSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Green Cove Springs

New Price! This well maintained home now offers even greater value. Act quickly before it is gone!... Welcome home to this charming 3 bedroom, 2 bath home located in the desirable Lake Asbury area with no CDD fees and no HOA restrictions. Step inside to an inviting open living and dining room combination, perfect for entertaining family and friends. The spacious kitchen offers an eat-in area, built-in wall storage, and plenty of room for a rolling island to create your ideal workspace. All bedrooms are conveniently situated on one side of the home for added privacy. A large laundry room provides extra functionality as you transition to the oversized fenced backyard, offering plenty of space for pets, play, gardening, or outdoor gatherings.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,735
Property taxesest. at asking price, Clay County$498
Estimated total, before insurance$2,233/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,323/yr · $110/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$325,000
$65,000
Loan Term
Monthly Payment
$1,735
Principal & Interest: $1,735
Property taxes (est.): $498
Insurance (est.): $217
Estimated Total Monthly
$2,450
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1978)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Public water · Clay County Utilities

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,501 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$176,271$52,673—
2024$170,790$50,482—
2023$167,067$47,556—
2022$158,378$44,715—
2021$118,600$41,957—
2020$115,593$40,688—

2025 property taxes (current owner): $1,323/yr

Estimated taxes if purchased at asking price: ~$6,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 23, 2026Active$325,000
  • Jul 22, 2026Active Under Contract$325,000
  • May 25, 2026Listed$325,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$325,000
Price / Sq Ft$207
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,568
Acres0.75 acres
Year Built1978
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

ElementaryLake Asbury
MiddleLake Asbury
HighClay

Community Information

Address580 Arthur Moore Drive, Green Cove Springs, FL 32043
Area163-Lake Asbury Area
SubdivisionLake Asbury
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size32,670 sq ft
Lot Dimensions109 x 300
Parcel Number29052500996900000

Amenities

UtilitiesCable Available, Electricity Available, Electricity Connected, Water Available
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Off Street

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Open Floorplan
AppliancesElectric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionCleared
FencingFenced, Back Yard, Chain Link
RoofShingle
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 25, 2026
Days on Market107
Tax Amount$1,322.71
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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