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Active Under Contract

Active Under Contract·69 days on market

601 Vernon Avenue

Crescent City, FL 32112

$350,000$192/sqftEst. $1,863/moMLS# 2143876
3
Beds
2
Baths
1,821
Sq Ft
1950
Built
2
Garage
No
Pool

About this home

Crescent City

Spacious 3BR/2BA home on large, fully fenced lot in a convenient location close to everyday amenities! Ideally situated between two lakes & just a short walk to the recreation beach at Lake Stella-a beautiful spring-fed lake perfect for swimming & relaxing. This well-built home offers solid construction designed for comfort & quiet living, minimizing outside noise. Inside, you'll find charming built-ins & a flexible floor plan. The 2nd/3rd bdrms offer versatile space that can easily function as a private suite w/ bdrm & sitting area, office or craft room! Outdoor living shines w/ a screened-in pool & porch--great for entertaining. The backyard offers privacy & features a picnic area, fire pit, & lrge concrete pad ideal for a basketball court or add'l recreational use. Concrete blk garage includes a dedicated workshop area, ample space for storage, or potential more living space if desired. Enjoy space, flexibility, & a location that blends convenience w/ a relaxed, lake-area lifestyle!

Cost to own

Mortgage calculator

$350,000
$70,000
Loan Term
Monthly Payment
$1,768
Principal & Interest: $1,768
Est. Taxes & Insurance: $442
Estimated Total Monthly
$2,210
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,863
Estimated total, before insurance$1,863/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,723/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1950)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,632 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • May 7, 2026Listed$350,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$350,000
Price / Sq Ft$192
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,821
Total Structure Area2,143 sq ft
Acres0.61 acres
Year Built1950
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive Under Contract
# of Garages2
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryMiddleton-Burney
MiddleCrescent City
HighCrescent City

Community Information

Address601 Vernon Avenue, Crescent City, FL 32112
Area583-Crescent/Georgetown/Fruitland/Drayton Isl
SubdivisionCrescent City Blks
CityCrescent City
CountyPutnam
StateFL
Zip Code32112
Lot Size26,571.6 sq ft
Parcel Number191228175004500010
ZoningResidential

Amenities

UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOther, Carport, Detached Carport, Garage, Off Street

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Pantry, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Electric Range, Gas Water Heater, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesOther, Double Sided, Gas
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
Spa FeaturesIn Ground, Private

Exterior

Exterior FeaturesFire Pit
Lot DescriptionCleared, Corner Lot
Patio / PorchDeck, Patio, Screened
FencingFenced, Chain Link, Privacy, Wood
RoofMetal
ConstructionBrick, Concrete, Frame, Stucco
Other StructuresShed(s), Workshop
Road SurfaceAsphalt
Road FrontageCity Street, County Road

Additional Information

Date ListedMay 7, 2026
Days on Market39
Tax Amount$4,722.93
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CENTURY 21 TRITON REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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