Active·168 days on market
521 N Lake Street
Crescent City, FL 32112
Crescent City
About this home
MOTIVATED seller -$$5,000 towards buyer's closing costs! FURNISHED POOL HOME W/ A LAKE VIEW?! If the water is calling you, this is the best of both worlds! Captivating CRESCENT LAKE views on the horizon & a SALT POOL (fenced), privately situated in the back. To protect your pockets, recent updates include; 2023 roof, 2022 HVAC, 2025 salt system, 2024 electric updates, newer stainless appliances, washer/dryer, water softener, flooring & more. Proximal to the lake yet HIGH & DRY! Situated walking distance(0.5 mile)to the public boat ramp & entertainment. Offering 2 drives w/ ample parking, garage, & a workshop. This home is built to entertain & methodically laid out for a rental/multi-family use, (ext. access to both levels!) Level 1: Primary suite w/ office/nursery & bathroom attached, full guest bath, open concept living/kitchen, screened FL room, & covered front porch. Level two: 3 sizable bedrooms, 1 full bath, garage, & oversized laundry room that could be converted to kitchenette
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $7,656/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Metal — 2023 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,728 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Jan 21, 2026Listed$399,999
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CW REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Contact KristaText Krista about this home20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines