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Sold

Sold·Closed Jun 24, 2025·300 days on market

231 Oleander Avenue

Crescent City, FL 32112

$284,000sold priceListed at $279,900 · 101.5% of asking$137/sqftMLS# 2040013
4
Beds
2.5
Baths
2,076
Sq Ft
1935
Built
2
Garage
No
Pool
No HOA0.63 acresSingle Family Residence2 stories

About this home

Crescent City

Welcome to your new abode nestled in the heart of Crescent City, where character meets comfort! This delightful property boasts a timeless appeal and a host of features to make it the perfect place to call home. 4 bedrooms, with the second downstairs bedroom currently utilized as a study, offering versatility to suit your needs. There are hardwood floors under the carpet downstairs. Two bedrooms and a full bath on the second floor provide convenience and privacy for you and your guests. Enjoy the beauty of nature with many mature plantings adorning the large corner lot, providing a serene and picturesque setting. Step out onto the private back porch, offering a tranquil oasis where you can sip your morning coffee or enjoy a quiet moment. Plenty of parking with the 2 car carport and 2 car garage/workshop. The home has maintained an annual termite service and HVAC service. Seller prefers to sell 'as is'

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,573
Estimated total, before insurance$1,573/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$284,000
$56,800
Loan Term
Monthly Payment
$1,573
Principal & Interest: $1,573
Insurance (est.): $189
Estimated Total Monthly
$1,762
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1935)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,711 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $555/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jul 31, 2024Listed$279,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $192/sq ft; this home is listed at $135/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
521 N Lake Street, Crescent City, FL 32112Listed by CW REALTYAug 2026$377,000$1534/32,4641820.1
601 Vernon Avenue, Crescent City, FL 32112Listed by CENTURY 21 TRITON REALTYJul 2026$350,000$1923/21,821380.2
406 Union Avenue, Crescent City, FL 32112Listed by MAXREV, LLCJul 2025$530,000$3623/11,464241.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$279,900
Price / Sq Ft$135
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,076
Acres0.63 acres
Year Built1935
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo

Community Information

Address231 Oleander Avenue, Crescent City, FL 32112
Area583-Crescent/Georgetown/Fruitland/Drayton Isl
SubdivisionHubbard Park U1
CityCrescent City
CountyPutnam
StateFL
Zip Code32112
Lot Size27,442.8 sq ft
Parcel Number191228399000600010
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Natural Gas Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Carport, Detached, Detached Carport, Garage, Off Street

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Tub with Shower, Primary Downstairs
AppliancesDryer, Electric Oven, Electric Range, Electric Water Heater, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Porch, Rear Porch
RoofMetal
ConstructionFrame, Wood Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 31, 2024
Days on Market300
Tax Amount$554.51
Tax Year2023
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: IHEART REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 24, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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