Sold·Closed Jul 15, 2026·3 days on market
3260 Chestnut Ridge Way
Orange Park, FL 32065
About this home
Orange Park
Welcome to this beautifully maintained 2-bedroom, 2-bathroom patio home in the gated community of Chestnut Ridge at Oakleaf Plantation. This home offers a low-maintenance lifestyle, as exterior building maintenance and landscaping care are included. Step inside to soaring ceilings and a spacious living area. The dining area with wood floors is thoughtfully located next to the kitchen. The kitchen includes tile flooring, black appliances, staggered cabinets with crown molding, a breakfast bar, and a convenient pantry. The master suite boasts generous space, featuring a large walk-in closet and the master bath includes dual vanities, a walk-in shower, and a relaxing garden tub. The second bedroom, located on the opposite end of the home, has its own full bathroom, perfect for guests or family. The living room and bedrooms have carpeting for comfort. The back porch overlooks a serene preserve which would be perfect for those early cups of coffee. Additional highlights include
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2008)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,708 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $195,213 | $66,710 | — |
| 2024 | $195,364 | $63,982 | — |
| 2023 | $194,104 | $60,517 | — |
| 2022 | $178,450 | $61,653 | — |
| 2021 | $130,438 | $130,438 | — |
| 2020 | $124,714 | $124,714 | — |
2025 property taxes (current owner): $2,879/yr
Estimated taxes if purchased at asking price: ~$4,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 16, 2026Closed$255,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $178/sq ft; this home is listed at $185/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 802 Grover Lane, Orange Park, FL 32065Listed by ALL REAL ESTATE OPTIONS INC | Jul 2026 | $250,000 | $147 | 3/2.5 | 1,704 | 19 | 0.6 |
| 3629 Luxor Way, Middleburg, FL 32068Listed by MERITAGE HOMES OF FLORIDA REALTY | Oct 2026 | $249,990 | $178 | 3/2.5 | 1,406 | 43 | 0.7 |
| 3786 Cairo Way, Middleburg, FL 32068Listed by MERITAGE HOMES OF FLORIDA REALTY | Aug 2026 | $293,000 | $183 | 3/2.5 | 1,598 | 10 | 0.7 |
| 3645 Luxor Way, Middleburg, FL 32068Listed by MERITAGE HOMES OF FLORIDA REALTY | Aug 2026 | $255,000 | $181 | 3/2.5 | 1,406 | 32 | 0.7 |
| 3641 Luxor Way, Middleburg, FL 32068Listed by MERITAGE HOMES OF FLORIDA REALTY | Aug 2026 | $244,990 | $174 | 3/2.5 | 1,406 | 105 | 0.7 |
| 3633 Luxor Way, Middleburg, FL 32068Listed by MERITAGE HOMES OF FLORIDA REALTY | Jul 2026 | $263,990 | $178 | 3/2.5 | 1,482 | 41 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: HERRON REAL ESTATE LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Jul 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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