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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Active

$180,0002.5 acres · Unimproved Land

Active·181 days on market

55320 Cook Drive

Callahan, FL 32011

$180,000MLS# 2144854
↓ $20,000 below original list
2.5
Acres
108,900
Lot Sq Ft
—
Dimensions
No
Waterfront
—
Zoning
Septic
Sewer
FEMA Zone XNo HOA2.50 acresUnimproved Land

See it this week

Want to walk this lot this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone, the survey and the utilities, so you know what you can build.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this lot

Callahan

Discover the perfect blend of convenience and country living on this beautiful 2.5-acre property in Callahan, Florida. With utilities already in place, this lot is ready for your dream home. Whether you're looking to build now or invest for the future. Offering the unique potential to subdivide into two separate lots, this property provides flexibility for builders, investors, or buyers seeking additional space for family or future resale opportunities. Enjoy the peaceful, rural setting with plenty of room for farm animals, gardens, and outdoor living, all while being just minutes from downtown Callahan for shopping, dining, and everyday essentials. It's the ideal balance of privacy and accessibility. Don't miss this rare opportunity to own acreage with utilities in place in a growing area. *Buyer to perform all due diligence regarding zoning, subdivision, and any intended building plans.*

Cost to own

Carrying cost

What holding this lot costs per month at the asking price. Land loans run on different terms than a home mortgage, so the payment is left out; ask for current lot-loan terms.

Property taxesest. at asking price, Nassau County$248
Estimated total, taxes and HOA$248/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,484/yr · $124/mo
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard (the whole 2.5-acre lot)

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone G

Check floridadisaster.org/knowyourzone for what this designation means locally.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$114,028$84,923—
2024$110,799$77,203—
2023$109,207$70,185—
2022$103,612$63,955—
2021$72,744$58,141—
2020$69,190$52,855—

2025 property taxes (current owner): $1,484/yr

Estimated taxes if purchased at asking price: ~$3,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 10, 2026Price change$180,000−$20,000
  • May 12, 2026Listed$200,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $51,786 an acre; this lot is listed at $72,000 an acre.

AddressClosedPrice$/acreAcresDOMMiles
55320 Cook Drive, Callahan, FL 32011Listed by TRADITIONS REALTY LLCMar 2026$145,000$58,0002.580
45007 Kilpatrick Road, Callahan, FL 32011Listed by PICKETT HOME ADVISORS, LLCJul 2025$125,000$61,8812.02570.4
54847 Church Road, Callahan, FL 32011Listed by RIVER BIRCH REALTY LLCNov 2025$108,350$38,9752.78191.4
54089 Huckleberry Lane, Callahan, FL 32011Listed by MOMENTUM REALTYMay 2026$145,000$51,7862.81061.6
45700 Jones Way, Callahan, FL 32011Listed by SAVVY AVENUE, LLC.Jul 2025$79,995$27,7762.8862.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this lot is worth; Krista runs the adjustments per lot.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$180,000
Acres2.50 acres
TypeLand
Sub-TypeUnimproved Land
StatusActive
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryCallahan, reported on 15 other Callahan listings
MiddleCallahan, reported on 15 other Callahan listings
County schoolsNassau County Schools
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address55320 Cook Drive, Callahan, FL 32011
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionCallahan
CityCallahan
CountyNassau
StateFL
Zip Code32011
Lot Size108,900 sq ft
Parcel Number272N25000000040050

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourcePrivate, Well
ViewTrees/Woods

Exterior

Lot DescriptionAgricultural, Farm, Many Trees, Split Possible, Wooded
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 12, 2026
Days on Market181
Tax Amount$1,483.91
Tax Year2025
Listing TermsCash, Conventional, Private Financing Available
55+ CommunityNo

Listing Courtesy of: VENTURE REALTY CO, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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