Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·92 days on market

1726 Hilltop Boulevard

Jacksonville, FL 32246

$310,000$246/sqftEst. $1,599/moMLS# 2144122

Beds

Baths

1,262

Sq Ft

1952

Built

Garage

Pool

About this home

Jacksonville

***Seller is offering up 10k in closing costs, upon receiving a full price offer***Fully remodeled and move-in ready, this solid concrete block home offers the perfect blend of modern updates and long-term durability. Featuring 3 bedrooms and 2 bathrooms, the interior has been completely refreshed with updated finishes, giving the home a clean, modern feel while maintaining its original character. Sitting on a spacious 10,000 sq ft lot, the property provides plenty of room for outdoor living, storage, or future additions. A major highlight is the detached 2-car garage, offering valuable space for vehicles, a workshop, or additional utility that's hard to find in homes of this size. Built to last with masonry construction and located in a non-flood zone, this home offers both peace of mind and practicality. Whether you're looking for a primary residence or an investment, this property stands out with its combination of updates, lot size, and functional extras.

Cost to own

Mortgage calculator

Home Price

$310,000

Down Payment: 20%

$62,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$1,599

Principal & Interest: $1,599

Property taxes (est.): $506

Insurance (est.): $207

Estimated Total Monthly

$2,311

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$1,599

Property taxesest. at asking price, Duval County$506

Estimated total, before insurance$2,105/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$166,504	$0	—
2024	$158,893	$0	▲ $5,871
2023	$157,767	$0	—
2022	$132,233	$0	▲ $7,413
2021	$109,643	$0	—
2020	$107,362	$0	—

2025 property taxes (current owner): $384/yr

Estimated taxes if purchased at asking price: ~$6,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1952)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,631 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History