This home is in Jacksonville.
Active·27 days on market
3113 Kline Road
Jacksonville, FL 32246
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 333-8595 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Fantastic centrally located open-concept home nestled beneath beautiful century-old oak trees just off Beach Blvd.! This move-in-ready home has been extensively updated with a fully renovated kitchen featuring quartz countertops, new cabinetry, all-new stainless steel appliances, luxury vinyl plank flooring throughout, fresh interior and exterior paint, and updated fixtures. Enjoy a spacious, fully fenced backyard with plenty of room for entertaining family and friends, plus an attached laundry/storage room and a generously sized carport. Conveniently located near shopping, restaurants, schools, parks, and major roadways, this home offers the perfect blend of comfort, style, and convenience. Don't miss this exceptional opportunity!
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1955)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Public water (record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,241 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $4,243/yr
Estimated taxes if purchased at asking price: ~$5,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 28, 2026Price change$294,500−$5,000
- Jul 17, 2026Listed$299,500
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Southside Estates
Under Contract3718 Peach DriveJacksonville, FL 32246
3 bd · 2 ba · 1,687 sq ft
$289,900Est. $1,543/moPRICE REDUCTION!!!!! Beautiful renovated home on oversized lot with separate detached garage! New flooring, fresh…
Listing Office: keller williams st johns
For Sale3406 W Eve DriveJacksonville, FL 32246
4 bd · 2 ba · 1,532 sq ft
$281,900Est. $1,500/moCheck out this renovated home. NO HOA/CDD. Large open floorpan with vaulted ceilings. White shaker cabinets, granite…
Listing Office: momentum realty
For Sale3842 Ruby Drive WJacksonville, FL 32246
3 bd · 3 ba · 1,699 sq ft
$308,800Est. $1,644/moBeautifully renovated Large Concrete Block Home in Established Neighborhood with Oversized Lot. New Luxury Laminate in…
Listing Office: nefla network realty
Pending2295 Lake DriveJacksonville, FL 32246
3 bd · 2 ba · 1,672 sq ft
$275,000Est. $1,464/moBeautiful home that possesses a ton of potential to the right buyer, featuring accented bricks on the facade nestled in…
Listing Office: rocknhomes realty inc
Keep looking
Similar homes in Jacksonville
Explore the area
More in Jacksonville
Jacksonville guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines