Sold·Closed Aug 28, 2026·64 days on market
133 Magnolia Avenue E
East Palatka, FL 32131
About this home
East Palatka
WALK TO ST JOHNS RIVER AND BOAT RAMP!! This beautifully updated home offers the perfect mix of modern style and outdoor living, on expansive lot just steps from Elgin Grove boat ramp to the scenic St. Johns River. Inside, you'll love the stunning new kitchen featuring white shaker cabinets, sleek stainless steel appliances. The bathrooms updated with designer vanities and gorgeous tiled shower and bath, while luxury lighting and durable LVP flooring flow throughout the home. Step outside to relax on the large screened-in back patio overlooking the open backyard with endless room for gatherings, boats, toys, and outdoor fun. Whether you're spending weekends fishing, cruising the river, or simply enjoying the laid-back lifestyle, this move-in-ready retreat is packed with charm and excitement.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Metal — year not disclosed (home built 1966)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,657 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $2,120/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 1, 2026Closed$230,000
- Aug 26, 2026Pending$230,000
- Jul 22, 2026Price change$230,000+$5,000
- Jul 17, 2026Price change$225,000−$10,000
- Jul 9, 2026Price change$235,000−$14,999
- May 18, 2026Listed$249,999
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $241/sq ft; this home is listed at $192/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 114 Magnolia Drive, East Palatka, FL 32131Listed by COLDWELL BANKER BEN BATES INC | Aug 2026 | $415,000 | $298 | 3/2 | 1,393 | 87 | 0.5 |
| 118 Magnolia Drive, East Palatka, FL 32131Listed by FLORIDA REALTY INVESTMENTS | Jul 2026 | $344,000 | $247 | 3/2 | 1,390 | 3 | 0.5 |
| 118 Magnolia Drive, East Palatka, FL 32131Listed by COLDWELL BANKER BEN BATES INC | Aug 2025 | $335,000 | $241 | 3/2 | 1,390 | 24 | 0.5 |
| 124 E Grandview Drive, East Palatka, FL 32131Listed by MOMENTUM REALTY | Jul 2026 | $234,900 | $166 | 3/2 | 1,416 | 295 | 1.9 |
| 114 E River Road, East Palatka, FL 32131Listed by MAXREV, LLC | Aug 2026 | $75,000 | $57 | 2/1 | 1,324 | 10 | 2.4 |
| 402 Harris Street, Palatka, FL 32177Listed by LA ROSA REALTY NORTH FLORIDA, LLC. | Mar 2026 | $173,000 | $165 | 2/2 | 1,047 | 163 | 2.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FADER & CO REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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