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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Rive St Johns, Jacksonville.

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Active

Active·165 days on market·Rive St Johns

4593 Cape Elizabeth Court E

Jacksonville, FL 32277

$345,000$165/sqftEst. $1,911/moMLS# 2142504
↓ $25,000 below original list
4
Beds
2
Baths
2,092
Sq Ft
2002
Built
2
Garage
No
Pool

3 more homes for sale in Rive St Johns →Search Rive St Johns on the map

FEMA Zone XHOA $31/mo13,939 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Rive St Johns

Welcome to this beautifully maintained 4-bedroom, 2-bath home tucked away on a quiet cul-de-sac in Jacksonville's desirable Charter Point area. Built in 2002, this spacious residence offers over 2,000 square feet of comfortable living with a thoughtful split-bedroom floor plan designed for both privacy and functionality. Step inside to find an open-concept layout with abundant natural light, a generous living area, and a well-appointed kitchen that flows seamlessly into the main living spaces--perfect for entertaining or everyday living. The primary suite features a private bath and ample closet space, while three additional bedrooms provide flexibility for family, guests, or a home office. Enjoy outdoor living with a sizable backyard ideal for relaxing, pets, or gatherings. A two-car garage adds convenience and extra storage. Located just minutes from shopping, dining, schools, and major roadways, this home offers the perfect blend of comfort and accessibility.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,911
Property taxesest. at asking price, Duval County$563
HOAbilled annually$31
Estimated total, before insurance$2,505/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,386/yr · $532/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$345,000
$69,000
Loan Term
Monthly Payment
$1,911
Principal & Interest: $1,911
Property taxes (est.): $563
Insurance (est.): $230
Estimated Total Monthly
$2,704
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,633 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $335,000 in March 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$343,643$336,956—
2024$306,324$306,324▲ $14,371
2023$303,915$303,915—
2022$275,028$275,028▲ $28,481
2021$205,698$147,199—
2020$200,271$144,477—

2025 property taxes (current owner): $6,386/yr

Estimated taxes if purchased at asking price: ~$6,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 22, 2026Price change$345,000−$10,000
  • Aug 22, 2026Price change$355,000−$10,000
  • Jul 19, 2026Price change$365,000−$5,000
  • Apr 29, 2026Listed$370,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $169/sq ft; this home is listed at $165/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4600 Cape Elizabeth Court E, Jacksonville, FL 32277Listed by FRESH START REALTYSep 2026$341,000$2023/21,690290
4309 Maywood Drive, Jacksonville, FL 32277Listed by LA ROSA REALTY NORTH FLORIDA, LLC.Aug 2026$435,000$1954/2.52,23680.3
4375 Maywood Drive, Jacksonville, FL 32277Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$300,000$1294/32,32900.4
5454 River Trail Road S, Jacksonville, FL 32277Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEAug 2026$460,000$1693/2.52,71850.6
4036 Meek Drive, Jacksonville, FL 32277Listed by MIDDLETON REALTY, INC.Aug 2026$355,000$1645/32,162260.7
5528 Edmar Road, Jacksonville, FL 32277Listed by KELLER WILLIAMS JACKSONVILLEAug 2026$275,000$1304/32,11420.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$345,000
Price / Sq Ft$165
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,092
Acres0.32 acres
Year Built2002
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address4593 Cape Elizabeth Court E, Jacksonville, FL 32277
Area041-Arlington
SubdivisionRive St Johns
CityJacksonville
CountyDuval
StateFL
Zip Code32277
Lot Size13,939.2 sq ft
Parcel Number1123324535

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage
ViewCanal

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Open Floorplan, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesElectric Cooktop, Electric Oven, Refrigerator
HeatingCentral, Electric
CoolingCentral Air
FlooringLaminate, Tile
# of Stories1

Exterior

Lot DescriptionWooded
Patio / PorchDeck

Additional Information

Date ListedApril 29, 2026
Days on Market150
HOA Fees$366 / Annually
HOA FrequencyAnnually
Tax Amount$6,386.43
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EAGLES WORLD REALTY, INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Rive St Johns

Rive St Johns is a neighborhood in Jacksonville, FL (Duval County), ZIP 32277.

View all Rive St Johns homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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