This home is in Rive St Johns, Jacksonville.

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Active

Active·77 days on market·Rive St Johns

4593 Cape Elizabeth Court E

Jacksonville, FL 32277

$370,000$177/sqftEst. $1,969/moMLS# 2142504

Beds

Baths

2,092

Sq Ft

2002

Built

Garage

Pool

About this home

Rive St Johns

Welcome to this beautifully maintained 4-bedroom, 2-bath home tucked away on a quiet cul-de-sac in Jacksonville's desirable Charter Point area. Built in 2002, this spacious residence offers over 2,000 square feet of comfortable living with a thoughtful split-bedroom floor plan designed for both privacy and functionality. Step inside to find an open-concept layout with abundant natural light, a generous living area, and a well-appointed kitchen that flows seamlessly into the main living spaces--perfect for entertaining or everyday living. The primary suite features a private bath and ample closet space, while three additional bedrooms provide flexibility for family, guests, or a home office. Enjoy outdoor living with a sizable backyard ideal for relaxing, pets, or gatherings. A two-car garage adds convenience and extra storage. Located just minutes from shopping, dining, schools, and major roadways, this home offers the perfect blend of comfort and accessibility.

Cost to own

Mortgage calculator

Home Price

$370,000

Down Payment: 20%

$74,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$1,869

Principal & Interest: $1,869

Est. Taxes & Insurance: $467

Estimated Total Monthly

$2,336

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,969

Property taxesest. at asking price, Duval County$604

HOAbilled annually$31

Estimated total, before insurance$2,604/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $335,000 in March 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$343,643	$336,956	—
2024	$306,324	$306,324	▲ $14,371
2023	$303,915	$303,915	—
2022	$275,028	$275,028	▲ $28,481
2021	$205,698	$147,199	—
2020	$200,271	$144,477	—

2025 property taxes (current owner): $6,386/yr

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,633 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History