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Sold

Sold·Closed Aug 12, 2026·21 days on market

324 Fishtail Place

Palm Coast, FL 32164

$392,300sold priceListed at $392,300 · 100% of asking$217/sqftMLS# 2141841

Beds

Baths

1,808

Sq Ft

2026

Built

Garage

Pool

HOA $15/moSingle Family Residence1 storyNew construction

About this home

Palm Coast

Discover the highly desirable Mystique layout, beautifully finished with a Coastal-inspired exterior. This thoughtfully designed home offers 2 bedrooms, 2 bathrooms, and a private enclosed flex space. The open-concept living areas are enhanced by Luxury Vinyl Plank flooring throughout. The gourmet kitchen stands out with 42'' white cabinets featuring soft-close drawers, elegant quartz countertops, a white flow tile backsplash, and a complete Whirlpool appliance package, including the refrigerator. It connects seamlessly to the main living area, where a tray ceiling elevates the space and pocket sliding glass doors lead to an extended covered lanai. Additional highlights include a smart home system, an upgraded laundry room with built-in cabinets and a sink, 8-foot interior doors, and other thoughtful upgrades throughout. Residents will also have access to planned resort-style amenities such as a clubhouse, pool, fitness center, cabana, and scenic walking trails. Schedule your visit!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,173

HOAbilled annually$15

Estimated total, before insurance$2,188/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$392,300

Down Payment: 20%

$78,460

Interest Rate: 7.40%

Loan Term

Monthly Payment

$2,173

Principal & Interest: $2,173

Insurance (est.): $262

Estimated Total Monthly

$2,434

*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 13, 2026Closed$392,300

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $181/sq ft; this home is listed at $217/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
310 Fishtail Place, Palm Coast, FL 32164Listed by PULTE REALTY OF NORTH FLORIDA, LLC.	Aug 2026	$384,000	$196	3/2.5	1,962	48	0.1
1335 Ribbon Place Place, Palm Coast, FL 32164Listed by CENTURY COMMUNITIES OF FLORIDA	Sep 2026	$299,990	$216	3/2	1,388	150	0.2
1357 Ribbon Place, Palm Coast, FL 32164Listed by CENTURY COMMUNITIES OF FLORIDA	Aug 2026	$329,990	$174	3/2	1,895	177	0.4
214 Enclave Avenue, Palm Coast, FL 32164Listed by AXEN REALTY LLC	Sep 2026	$345,997	$167	4/3	2,070	243	0.5
210 Enclave Avenue, Palm Coast, FL 32164Listed by AXEN REALTY LLC	Aug 2026	$327,997	$181	4/3	1,810	78	0.5
201 Enclave Avenue, Palm Coast, FL 32164Listed by AXEN REALTY LLC	Jul 2026	$368,887	$178	4/3	2,078	183	0.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$392,300

Price / Sq Ft$217

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,808

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleOther

Property ConditionUnder Construction

StatusClosed

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Community Information

Address324 Fishtail Place, Palm Coast, FL 32164

Area603-Flagler County-South Central

SubdivisionSeminole Palms

CityPalm Coast

CountyFlagler

StateFL

Zip Code32164

Parcel Number2012315562000001850

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Jogging Path, Playground

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewProtected Preserve

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s), Other

AppliancesOther, Dishwasher, Electric Cooktop, Electric Oven, Electric Range, Microwave, Refrigerator

HeatingElectric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Tile, Vinyl

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Lower Level, Sink, Washer Hookup

Exterior

Lot DescriptionWooded

Patio / PorchCovered, Front Porch, Rear Porch

RoofShingle

ConstructionFiber Cement, Frame

Road SurfaceAsphalt

Additional Information

Date ListedApril 24, 2026

Days on Market21

HOA Fees$185 / Annually

HOA FrequencyAnnually

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: PULTE REALTY OF NORTH FLORIDA, LLC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke

Broker Associate

This home sold on Aug 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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