Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

Photo 1 / 36
Active

Active·171 days on market

9720 Stead Court

Jacksonville, FL 32221

$271,950$138/sqftEst. $1,506/moMLS# 2141256
4
Beds
3
Baths
1,972
Sq Ft
1992
Built
2
Garage
No
Pool
FEMA Zone XNo HOA9,148 sqft lotSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Cash opportunity • 4BR layout • Screened lanai • Fenced yard • Cul-de-sac Investor opportunity at 9720 Stead Ct with 4-bedroom, 3-bath layout and strong renovation potential. First floor includes 3 bedrooms, 2 baths, and enclosed front den (no closet) suitable for office or flex space. Kitchen features island, dining area, pantry closet, and adjacent formal dining room. Great room with vaulted ceiling up to second floor. Second floor includes 1 bedroom and full bath, offering separation for multi-use layout. Exterior includes oversized screened lanai, fully fenced backyard, and 2-car garage. Property requires extensive repairs and is being sold cash only. Home will not be delivered vacant and will convey with personal property remaining. Utilities are NOT on. Sold AS-IS NO repairs. Buyer to verify all details. Nearby Amenities I-10 access (~1.5 mi) Chaffee Rd retail corridor (~2 mi) Walmart Supercenter (~3 mi) Cecil Commerce Center (~3-4 mi) Jacksonville Equestrian Center (~5 mi)

Next steps in Jacksonville

FollowNew Jacksonville homes the day they list · free, no account

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,506
Property taxesest. at asking price, Duval County$444
Estimated total, before insurance$1,950/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,288/yr · $191/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$271,950
$54,390
Loan Term
Monthly Payment
$1,506
Principal & Interest: $1,506
Property taxes (est.): $444
Insurance (est.): $181
Estimated Total Monthly
$2,132
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,668 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$271,950$98,134▲ $24,234
2024$248,087$94,661▼ $8,185
2023$265,936$90,448—
2022$255,144$86,358—
2021$186,584$82,387—
2020$170,133$80,560—

2025 property taxes (current owner): $2,288/yr

Estimated taxes if purchased at asking price: ~$5,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Apr 22, 2026Listed$271,950

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $157/sq ft; this home is listed at $138/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
9733 N Peabody Drive, Jacksonville, FL 32221Listed by THE LEGENDS OF REAL ESTATESep 2026$265,000$1573/21,689670.1
9739 Villiers Drive S, Jacksonville, FL 32221Listed by JWB REALTY LLCSep 2026$300,000$1754/21,716510.2
1666 Avenger Lane, Jacksonville, FL 32221Listed by HUSKY REALTY INCAug 2026$308,000$1533/22,016141
9711 Skydive Court, Jacksonville, FL 32221Listed by TRINITY REAL ESTATE III LLCSep 2026$275,000$1324/2.52,091521.2
8869 Rose Hill Drive, Jacksonville, FL 32221Listed by WHOLESALE REALTY LLCSep 2026$305,000$1744/21,751131.2
10321 Normanwood Court, Jacksonville, FL 32221Listed by UNITED REAL ESTATE GALLERYAug 2026$270,000$1404/21,922901.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$271,950
Price / Sq Ft$138
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage1,972
Acres0.21 acres
Year Built1992
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionFixer
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryCrystal Springs
MiddleChaffee Trail
HighEdward White

Community Information

Address9720 Stead Court, Jacksonville, FL 32221
Area062-Crystal Springs/Country Creek Area
SubdivisionBuckingham
CityJacksonville
CountyDuval
StateFL
Zip Code32221
Lot Size9,147.6 sq ft
Parcel Number0088977460

Amenities

UtilitiesOther
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, RV Access/Parking

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Kitchen Island, Primary Bathroom - Tub with Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
HeatingElectric
CoolingElectric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchCovered, Rear Porch, Screened
FencingBack Yard, Wood
RoofShingle
Other StructuresShed(s)

Additional Information

Date ListedApril 22, 2026
Days on Market38
Tax Amount$2,288.18
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CROSSVIEW REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines