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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Sandalwood High School.

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Sold

Sold·Closed May 18, 2026·22 days on market·Recent sales in Jacksonville

2109 Indian Springs Drive

Jacksonville, FL 32246

$460,000sold priceListed at $459,900 · 100% of asking$287/sqftMLS# 2141224
3
Beds
2
Baths
1,602
Sq Ft
1984
Built
2
Garage
No
Pool
HOA $38/mo10,454 sqft lotSingle Family Residence1 story

About this home

Jacksonville

***Multiple Offers in 24 hours*** Meticulously designed and maintained home that was destined to be your forever home. The quality of the upgrades you just won't find in a fixer upper. Open Concept living with an oversized island, perfect for entertaining. Expansive backyard courtyard custom and perfect for hosting and an indoor/outdoor lifestyle. Award winning neighborhood elementary school with an A rating (Abess Park Elementary), and zone for Fletcher Middle school as well. Just 10 minutes from Atlantic Beach, Neptune Beaches town center, and local dog parks and recreation. Conveniently located near all the best restaurants, shops, and recreational activities. Roof 2024, Water heater 2026, HVAC 2022, and all new appliances and so many custom upgrades! Contact me and request a tour today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,548
Property taxesest. at asking price, Duval County$751
HOAbilled annually$38
Estimated total, before insurance$3,337/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,496/yr · $291/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$460,000
$92,000
Loan Term
Monthly Payment
$2,548
Principal & Interest: $2,548
Property taxes (est.): $751
Insurance (est.): $307
Estimated Total Monthly
$3,606
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,496/yr

Estimated taxes if purchased at asking price: ~$9,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Apr 21, 2026Listed$459,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $247/sq ft; this home is listed at $287/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2118 Pecos Way, Jacksonville, FL 32246Listed by ROUND TABLE REALTYSep 2026$390,000$2663/21,46860.1
2189 The Woods Drive E, Jacksonville, FL 32246Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$410,000$1983/22,0731050.4
12620 Barnsbury Court, Jacksonville, FL 32246Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$460,000$2474/21,863360.4
13058 Bent Pine Court E, Jacksonville, FL 32246Listed by SUNFLORIDA REALTYAug 2026$390,000$2413/21,6162310.4
1725 Ashmore Green Drive, Jacksonville, FL 32246Listed by MOMENTUM REALTYSep 2026$345,000$2543/21,356250.5
13020 Medford Lane, Jacksonville, FL 32225Listed by MOMENTUM REALTYSep 2026$349,000$2383/21,464280.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$459,900
Price / Sq Ft$287
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,602
Acres0.24 acres
Year Built1984
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryAbess Park

Community Information

Address2109 Indian Springs Drive, Jacksonville, FL 32246
Area025-Intracoastal West-North Of Beach Blvd
SubdivisionIndian Springs
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size10,454.4 sq ft
Lot Dimensions10,800 square feet
Parcel Number1652701402
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Not Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Electric Cooktop, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringVinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Garage
Spa FeaturesCommunity

Exterior

Patio / PorchPorch, Rear Porch, Screened
FencingFenced

Additional Information

Date ListedApril 22, 2026
Days on Market22
HOA Fees$453.95 / Annually
HOA FrequencyAnnually
HOA NameIndian Springs Community Association Inc.
Tax Amount$3,496.49
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: THE NEWCOMER GROUP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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