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Sold

Sold·Closed Aug 24, 2026·88 days on market

1330 Blanding Street

Starke, FL 32091

$230,999sold priceListed at $234,999 · 98.3% of asking$181/sqftMLS# 2141124
3
Beds
1
Baths
1,276
Sq Ft
1956
Built
—
Garage
No
Pool
FEMA Zone XNo HOA8,712 sqft lotSingle Family Residence1 story

About this home

Starke

Completely renovated and move-in ready, this Starke home delivers the updates buyers want without the cost of new construction. Inside, you'll find an open layout with luxury plank flooring, recessed lighting, and a stylish kitchen featuring white shaker cabinets, quartz countertops, a slate blue backsplash, and gold hardware. The spa-inspired bath offers marble-look tile, a walk-in shower, navy vanity, and shiplap accent wall. A private bedroom and laundry area off the kitchen provide flexible space for guests, a home office, or multigenerational living. Outside, enjoy a covered patio overlooking a tree-lined backyard. New roof (2023). No HOA means no monthly fees and the freedom to park your boat, RV, or trailer. Conveniently located minutes from downtown Starke, 35 minutes to UF, and under an hour to Jacksonville. Move-in-ready homes with modern finishes, flexible living space, and no HOA are hard to find at this price point. If you've been waiting for truly turnkey, this is it.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,280
Estimated total, before insurance$1,280/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$230,999
$46,200
Loan Term
Monthly Payment
$1,280
Principal & Interest: $1,280
Insurance (est.): $154
Estimated Total Monthly
$1,434
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2023 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer (public record) · Private well (public record)

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,533 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 26, 2026Closed$234,999
  • Jul 19, 2026Pending$234,999
  • Apr 21, 2026Listed$234,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $199/sq ft; this home is listed at $184/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1135 Neil Court, Starke, FL 32091Listed by CW REALTYAug 2026$212,000$1993/11,0641020.4
1200 Butler Road, Starke, FL 32091Listed by CW REALTYSep 2025$209,000$1723/21,216260.4
722 Madison Street, Starke, FL 32091Listed by RE/MAX SPECIALISTSSep 2026$150,000$1204/11,248630.6
627 Francis Street, Starke, FL 32091Listed by CHAD AND SANDY REAL ESTATE GROUPJul 2026$174,900$1533/11,142480.6
201 Alvarez Street, Starke, FL 32091Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAJun 2026$249,000$2083/21,200130.8
573 Utah Street, Starke, FL 32091Listed by JULIE MORROW PREMIER REALTY INCAug 2026$272,000$2303/21,184331.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$234,999
Price / Sq Ft$184
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage1,276
Acres0.20 acres
Year Built1956
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

ElementaryStarke
MiddleBradford
HighBradford

Community Information

Address1330 Blanding Street, Starke, FL 32091
Area522-Bradford County-NW
SubdivisionSaratoga Hgts
CityStarke
CountyBradford
StateFL
Zip Code32091
Lot Size8,712 sq ft
Parcel Number04012000000
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected
Water SourcePublic
ParkingOther

Interior

AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne

Exterior

Patio / PorchCovered, Patio
RoofShingle

Additional Information

Date ListedApril 21, 2026
Days on Market88
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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