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Sold

Sold·Closed Sep 19, 2025·89 days on market

1346 Blanding Street

Starke, FL 32091

$185,000sold priceListed at $200,000 · 92.5% of asking$191/sqftMLS# 2085878
3
Beds
1
Baths
968
Sq Ft
1956
Built
—
Garage
No
Pool
No HOASingle Family Residence1 story

About this home

Starke

This 3/1 Block home with open living/dining area, great for a starter home or someone ready to downsize. Nicely updated, laminate and vinyl flooring. It has a huge covered outdoor mancave/entertaining area for grilling or just chilling. Large back yard with multiple citrus trees, peach tree, olive tree, just to mention a few. Also covered shed, chicken pen, and bird/parakeet pen. Plenty of room for a garden, and only a couple minutes to downtown.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,025
Estimated total, before insurance$1,025/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$582/yr · $49/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$185,000
$37,000
Loan Term
Monthly Payment
$1,025
Principal & Interest: $1,025
Insurance (est.): $123
Estimated Total Monthly
$1,148
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1956)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,645 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $582/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $190/sq ft; this home is listed at $207/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1323 Blanding Street, Starke, FL 32091Listed by FAULKNER REALTY, INC.Mar 2026$199,500$1933/11,0321710
1135 Neil Court, Starke, FL 32091Listed by CW REALTYAug 2026$212,000$1993/11,0641020.4
1125 Neil Court, Starke, FL 32063Listed by UNITED REAL ESTATE GALLERYMar 2026$197,500$1903/11,0401890.4
1200 Butler Road, Starke, FL 32091Listed by CW REALTYSep 2025$209,000$1723/21,216260.4
805 Parkwood Place, Starke, FL 32091Listed by MARK SPAIN REAL ESTATEJun 2025$200,000$1783/1.51,12530.5
722 Madison Street, Starke, FL 32091Listed by RE/MAX SPECIALISTSSep 2026$150,000$1204/11,248630.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$200,000
Price / Sq Ft$207
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage968
Total Structure Area1,636 sq ft
Year Built1956
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

ElementaryStarke
MiddleBradford
HighBradford

Community Information

Address1346 Blanding Street, Starke, FL 32091
Area522-Bradford County-NW
SubdivisionSaratoga Hgts
CityStarke
CountyBradford
StateFL
Zip Code32091
Lot DimensionsApprox. 110 x 120 x 65 x142
Parcel Number04015000000
ZoningSingle Family

Amenities

UtilitiesSewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOther

Interior

Interior FeaturesCeiling Fan(s), Pantry
AppliancesDishwasher, Electric Range, Electric Water Heater
HeatingCentral, Electric
CoolingCentral Air
FlooringLaminate, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Carport, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesFire Pit
Patio / PorchCovered
FencingFenced, Back Yard, Wire, Wood
RoofMetal
ConstructionBlock
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 5, 2025
Days on Market89
Tax Amount$582
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Sold by: HERRON REAL ESTATE LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 19, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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