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Sold

Sold·Closed Jun 17, 2026·34 days on market

492 Islamorada Drive S

Macclenny, FL 32063

$333,950sold priceListed at $339,900 · 98.2% of asking$114/sqftMLS# 2140784
4
Beds
2.5
Baths
2,924
Sq Ft
2006
Built
2
Garage
No
Pool
HOA $33/mo7,405 sqft lotSingle Family Residence2 stories

About this home

Macclenny

Beautifully remodeled in 2022, this spacious home offers 4 bedrooms, 2.5 baths, a separate office space (or possible 5th bedroom), and a versatile loft with built in shelves. Enjoy a large kitchen with granite countertops and a double pantry, plus generous bedrooms throughout. The primary suite alone measures 560 sq ft, and features his-and-hers walk in closets, a garden tub, separate shower, and space for a sitting area. Outside, you'll find a 220 sq ft screened rear porch and a 240 sq ft air conditioned shed with tool lockup and storage loft--perfect for hobbies, storage, or office space. Located on a dead end street, this home has plenty of room to live, work, and relax. Come see this today before it's gone.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,850
HOAbilled annually$33
Estimated total, before insurance$1,883/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,321/yr · $277/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$333,950
$66,790
Loan Term
Monthly Payment
$1,850
Principal & Interest: $1,850
Insurance (est.): $223
Estimated Total Monthly
$2,072
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,727 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:28 AM, sunset 7:02 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,321/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $153/sq ft; this home is listed at $116/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
164 6th Street N, Macclenny, FL 32063Listed by DUAL STATE REAL ESTATE INCAug 2026$350,000$1254/32,798500.9
551 Heritage Crossing, Macclenny, FL 32063Listed by FRONT PORCH REALTYJun 2026$350,000$1544/32,277691.6
574 Independence Drive, Macclenny, FL 32063Listed by FLATFLEE.COM INCJun 2026$350,000$1575/32,232271.6
5525 Huckleberry Trail S, Macclenny, FL 32063Listed by FRONT PORCH REALTYSep 2026$316,500$1423/22,2221211.7
11793 Huckleberry Trail E, Macclenny, FL 32063Listed by MCCABE REALTY INCSep 2026$384,900$1474/2.52,62061.8
11800 Blueberry Lane, Macclenny, FL 32063Listed by MOMENTUM REALTYJun 2025$332,500$1534/22,172271.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$339,900
Price / Sq Ft$116
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,924
Total Structure Area3,176 sq ft
Acres0.17 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

School Information

ElementaryMacclenny
MiddleBaker County
HighBaker County

Community Information

Address492 Islamorada Drive S, Macclenny, FL 32063
Area501-Macclenny Area
SubdivisionCypress Pointe
CityMacclenny
CountyBaker
StateFL
Zip Code32063
Lot Size7,405.2 sq ft
Lot Dimensions60x125
Parcel Number282S22020900000070

Amenities

Community FeaturesSidewalks, Suburban, Street Lights, Curbs
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener, Off Street
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level

Exterior

Patio / PorchRear Porch, Screened
RoofShingle
ConstructionBlock, Stucco
Other StructuresShed(s), Workshop
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedMay 15, 2026
Days on Market34
HOA Fees$400 / Annually
HOA FrequencyAnnually
Tax Amount$3,321.26
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BYERS PROPERTIES, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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