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Sold

Sold·Closed Oct 16, 2026·132 days on market

113 Federal Point Road

East Palatka, FL 32131

$435,000sold priceListed at $500,000 · 87% of askingMLS# 2140681
2.97
Acres
129,373
Lot Sq Ft
—
Dimensions
Yes
Waterfront
—
Zoning
—
Sewer
FEMA Zone XNo HOA2.97 acresWaterfrontUnimproved Land

About this lot

East Palatka

2.97 acres on the St. Johns River, positioned high on a bluff for elevated views and a truly unique homesite. Tucked away behind a long private driveway, this property offers exceptional privacy and is already improved with well, septic, and power. A rare opportunity to create a custom riverfront estate or peaceful getaway with expansive water views and room to spread out.

Cost to own

Carrying cost

What holding this lot costs per month at the asking price. Land loans run on different terms than a home mortgage, so the payment is left out; ask for current lot-loan terms.

Estimated total, taxes and HOA$0/mo
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Oct 21, 2026Closed$500,000
  • Aug 23, 2026Active Under Contract$500,000
  • Apr 17, 2026Listed$500,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $100,694 an acre; this lot is listed at $168,350 an acre.

AddressClosedPrice$/acreAcresDOMMiles
281 Federal Point Road Road, East Palatka, FL 32131Listed by GREAT EXPECTATIONS REALTYMar 2026$670,000$122,4865.4701.2
900 River Mist Bend, Palatka, FL 32177Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYApr 2026$290,000$100,6942.88532.2
Tbd Federal Point Road, East Palatka, FL 32131Listed by TIMBER TO TIDES REALTY LLCJul 2025$165,900$33,180543

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this lot is worth; Krista runs the adjustments per lot.

Features

Price$500,000
Acres2.97 acres
TypeLand
Sub-TypeUnimproved Land
StatusClosed
Is WaterfrontYes

Community Information

Address113 Federal Point Road, East Palatka, FL 32131
Area564-East Palatka/San Mateo/N Satsuma/Orange Mills
SubdivisionMetes & Bounds
CityEast Palatka
CountyPutnam
StateFL
Zip Code32131
Lot Size129,373.2 sq ft
Parcel Number48-09-27-1000-0000-0021

Amenities

UtilitiesElectricity Connected, Water Connected
Water SourcePrivate, Well
ViewRiver
Waterfront TypeRiver Front

Exterior

Lot DescriptionCleared

Additional Information

Date ListedApril 17, 2026
Days on Market132
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo

Listing Courtesy of: IHEART REALTY INC

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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