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Sold·Closed Mar 9, 2026·241 days on market

405 S County Road 21

Hawthorne, FL 32640

$189,000sold priceListed at $224,000 · 84.4% of asking$81/sqftMLS# 2093381
3
Beds
3
Baths
2,346
Sq Ft
1900
Built
1
Garage
No
Pool
No HOA0.95 acresSingle Family Residence3 stories

About this home

Hawthorne

Step back to circa 1900 with this spacious 3 story family home with tons of character and charm. The home offers 3 bedrooms, 3 full bathrooms, a formal dining room, living room, flex room on the main floor which could be used as an office or den, along with a 3rd floor space that could be converted to a 4th bedroom. As you enter the elegant foyer you can feel the historical blend of old and new with original wallpaper preserved in the living room adding to the charm. The home features a fully remodeled kitchen, original wood floors, remodeled bathrooms on the 1st floor and Master Bathroom and a beautiful front porch and second story balcony adding to the grandness of the architecture. Beautiful, treed lot includes fruit trees (orange, lemon, and grapefruit), a 30X36 metal garage, and partially fenced just under an acre lot. You do not want to miss an opportunity to see this beautiful home located in Johnson Florida just minutes from Gainesville.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,047
Estimated total, before insurance$1,047/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,802/yr · $150/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$189,000
$37,800
Loan Term
Monthly Payment
$1,047
Principal & Interest: $1,047
Insurance (est.): $126
Estimated Total Monthly
$1,173
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1900)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,343 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,802/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $63/sq ft; this home is listed at $95/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
788 Keuka Road, Hawthorne, FL 32640Listed by COLDWELL BANKER BEN BATES INCJun 2025$117,000$633/21,8601060.1
788 Keuka Road, Hawthorne, FL 32640Listed by FLORIDA HOMES REALTY & MTG LLCApr 2026$240,000$1293/21,860270.2
136 Pond Side Trail, Hawthorne, FL 32640Listed by BEYCOME OF FLORIDA LLCOct 2025$55,000$333/21,6523112.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$224,000
Price / Sq Ft$95
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,346
Acres0.95 acres
Year Built1900
TypeResidential
Sub-TypeSingle Family Residence
StyleHistoric
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address405 S County Road 21, Hawthorne, FL 32640
Area575-West Of SR-21
SubdivisionMetes & Bounds
CityHawthorne
CountyPutnam
StateFL
Zip Code32640
Lot Size41,382 sq ft
Parcel Number351023000000170000

Amenities

UtilitiesElectricity Available, Electricity Connected
SewerSeptic Tank
Water SourceWell
ParkingDetached, Garage

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Range, Refrigerator
HeatingNone
CoolingWall/Window Unit(s)
FlooringVinyl, Wood
FireplaceYes
# of Fireplaces2
# of Stories3
LevelsThree Or More
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionCleared, Few Trees
Patio / PorchCovered, Front Porch, Porch, Rear Porch
FencingChain Link
RoofMetal
Other StructuresOther
Road SurfaceAsphalt

Additional Information

Date ListedJune 14, 2025
Days on Market241
Tax Amount$1,802.31
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HATCH REALTY SERVICES

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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