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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jun 16, 2026·43 days on market·Recent sales in Jacksonville

8217 Loch Seaforth Court

Jacksonville, FL 32244

$189,900sold priceListed at $189,900 · 100% of asking$181/sqftMLS# 2140490
2
Beds
2
Baths
1,050
Sq Ft
1993
Built
1
Garage
No
Pool
HOA $80/mo5,227 sqft lotTownhouse1 story

About this home

Jacksonville

Charming end-unit townhome offering comfort, convenience, and easy living in a quiet, established community. This beautifully maintained 2 bedroom, 2 bath home has been lovingly cared for and is truly move-in ready. Step inside to a bright and inviting layout with abundant natural light and clean, well-kept spaces throughout. The living areas feel warm and welcoming, and the functional floor plan makes everyday living easy. The one-car garage is a great bonus and easily accommodates a small SUV. Major components have been thoughtfully maintained over the years, including the roof, water heater, and systems, giving buyers added peace of mind. Additional updates such as LVP flooring and a recently replaced patio door reflect the consistent care this home has received. Appliances have been well maintained. Enjoy the screened-in patio and end-unit location, offering a little extra privacy and a peaceful outdoor space to relax and unwind. With low HOA fees of approximately

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,052
Property taxesest. at asking price, Duval County$310
HOAbilled quarterly$80
Estimated total, before insurance$1,441/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,107/yr · $92/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$189,900
$37,980
Loan Term
Monthly Payment
$1,052
Principal & Interest: $1,052
Property taxes (est.): $310
Insurance (est.): $127
Estimated Total Monthly
$1,489
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1993)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,518 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Northwest-facing backyard — summer sunsets, gentle days

The listing reports the home facing southeast, which puts the backyard on the northwest side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.

  • The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
  • Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$152,347$33,752—
2024$153,000$32,094▲ $4,940
2023$153,582$29,703▲ $9,589
2022$138,969$27,382▲ $11,385
2021$108,803$25,129—
2020$93,538$25,000—

2025 property taxes (current owner): $1,107/yr

Estimated taxes if purchased at asking price: ~$3,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $117/sq ft; this home is listed at $181/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7780 Coatbridge Lane S, Jacksonville, FL 32244Listed by COLDWELL BANKER VANGUARD REALTYJun 2026$190,000$1432/2.51,325360.1
7041 Prestwick Circle N, Jacksonville, FL 32244Listed by FLORIDA HOMES REALTY & MTG LLCSep 2025$169,000$1283/1.51,320120.9
636 Wishing Way Drive, Orange Park, FL 32073Listed by SMILEEHOUSE AUCTION CO LLCJun 2025$149,000$1172/2.51,272311.8
6860 Skaff Avenue 2-15, Jacksonville, FL 32244Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$107,000$923/21,157292.8
6111 Maggies Circle 104, Jacksonville, FL 32244Listed by REMAX WELCOME HOMEAug 2026$106,000$962/21,099823
6111 Maggies Circle 107, Jacksonville, FL 32244Listed by SVR ASSET GROUPAug 2026$135,000$1013/21,335183

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$189,900
Price / Sq Ft$181
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,050
Total Structure Area1,318 sq ft
Acres0.12 acres
Year Built1993
TypeResidential
Sub-TypeTownhouse
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesSoutheast

School Information

ElementaryChimney Lakes
HighWestside High School

Community Information

Address8217 Loch Seaforth Court, Jacksonville, FL 32244
Area067-Collins Rd/Argyle/Oakleaf Plantation (Duval)
SubdivisionHighland Lakes
CityJacksonville
CountyDuval
StateFL
Zip Code32244
Lot Size5,227.2 sq ft
Parcel Number0164683230
ZoningResidential

Amenities

AmenitiesPark, Playground
Community FeaturesSidewalks, Street Lights
UtilitiesCable Connected, Electricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesElectric Oven, Electric Range, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Garage, Washer Hookup

Exterior

Patio / PorchPorch, Screened, Side Porch
RoofShingle
ConstructionVinyl Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedApril 17, 2026
Days on Market43
HOA Fees$238.5 / Quarterly
HOA FrequencyQuarterly
HOA NameHighland Lakes Homeowners Assoc
HOA Fee IncludesMaintenance Grounds, Trash
Tax Amount$1,106.53
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: INI REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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