Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

No photos available

This listing has no photos yet

Sold

Sold·Closed Oct 29, 2025·3 days on market

115 Kingfish Avenue

Palatka, FL 32177

$185,000sold priceListed at $185,000 · 100% of asking$162/sqftMLS# 2110604
3
Beds
2
Baths
1,144
Sq Ft
2018
Built
—
Garage
No
Pool
No HOA10,019 sqft lotWaterfrontMobile Home1 story

About this home

Palatka

Waterfront Living at an Incredible Value! Welcome to 115 Kingfish Ave, a charming 3-bedroom, 2-bath mobile home built in 2018, offering comfort, convenience, and the beauty of waterfront living on approx a quarter acre. Step inside to discover a spacious open floor plan, perfect for gatherings, featuring a well-appointed kitchen with a custom, portable, oversized island. Step outside and relax on the huge back porch while enjoying the sights and sounds of nature, or stroll down your new dock and walkway leading to a tidal canal with direct access to the St. John's River. Whether it's morning coffee, fishing, or boating adventures, this property is your gateway to a peaceful lifestyle. Additional highlights: Home comes partially furnished, includes an inside laundry area, a detached storage shed, and a price that makes waterfront living truly within reach. Don't miss this rare opportunity—schedule your private showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,025
Estimated total, before insurance$1,025/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,391/yr · $116/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,448 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,391/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $188/sq ft; this home is listed at $162/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
120 Barracuda Drive, Palatka, FL 32177Listed by INTERLACHEN REALTY SERVICES, INCJun 2026$155,000$1083/21,440420.2
111 Sailfish Drive, Palatka, FL 32177Listed by IHEART REALTY INCSep 2025$228,000$1553/21,475600.2
543 Palmetto Bluff Road, Palatka, FL 32177Listed by ANCHOR REALTY JAXOct 2026$272,900$2053/21,334810.3
541 Palmetto Bluff Road, Palatka, FL 32177Listed by ANCHOR REALTY JAXAug 2026$289,900$2173/21,334450.3
117 Mackerel Avenue, Palatka, FL 32177Listed by MAXREV, LLCJul 2026$247,900$1883/21,32180.3
137 Bonita Drive, Palatka, FL 32177Listed by COLDWELL BANKER BEN BATES INCJun 2026$160,000$1482/21,0781570.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$185,000
Price / Sq Ft$162
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,144
Acres0.23 acres
Year Built2018
TypeResidential
Sub-TypeMobile Home
StatusClosed
Has PoolNo
Is WaterfrontYes

School Information

This listingNo schools reported in the MLS
ElementaryJames A. Long, reported on 3 other St Johns Harbor 3 listings
HighPalatka, reported on 3 other St Johns Harbor 3 listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address115 Kingfish Avenue, Palatka, FL 32177
Area563-East Bostwick/Bridgeport/Cedar Creek
SubdivisionSt Johns Harbor 3
CityPalatka
CountyPutnam
StateFL
Zip Code32177
Lot Size10,018.8 sq ft
Parcel Number350827815201100090
ZoningResidential

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourcePublic
ParkingAdditional Parking
ViewCanal
Waterfront TypeCanal Front

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms
AppliancesDishwasher, Dryer, Electric Oven, Electric Water Heater, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Exterior FeaturesDock
Patio / PorchDeck, Rear Porch
RoofShingle
Other StructuresShed(s)
Road SurfaceDirt
Road FrontageCity Street

Additional Information

Date ListedSeptember 26, 2025
Days on Market3
Tax Amount$1,391.43
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Sold by: UNITED REAL ESTATE GALLERY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 29, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines