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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Jul 6, 2026·40 days on market

2355 Walters Road

Middleburg, FL 32068

$300,000sold priceListed at $284,995 · 105.3% of asking$141/sqftMLS# 2139123
4
Beds
3
Baths
2,128
Sq Ft
2023
Built
—
Garage
No
Pool
No HOA1.14 acresManufactured Home1 story

About this home

Middleburg

Located in Middleburg, FL, this spacious 4-bedroom, 3-bath home offers 2,128 sq ft of living space on 1.14 acres. With plenty of room both inside and out, it's perfect for anyone looking for extra land and privacy. The property provides a peaceful setting while still being conveniently located near shopping, dining, and everyday essentials. Whether you're looking to move in or add your own updates, this property has strong potential and plenty of upside.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,662
Property taxesest. at asking price, Clay County$460
Estimated total, before insurance$2,121/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,967/yr · $247/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$300,000
$60,000
Loan Term
Monthly Payment
$1,662
Principal & Interest: $1,662
Property taxes (est.): $460
Insurance (est.): $200
Estimated Total Monthly
$2,321
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Last sold: $275,000 in August 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$281,813$160,508—
2024$250,494$190,494—
2023$52,289$49,459—
2022$44,963$44,963—
2021$33,107$944—
2020$31,783$586—

2025 property taxes (current owner): $2,967/yr

Estimated taxes if purchased at asking price: ~$5,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $203/sq ft; this home is listed at $134/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2438 Quarterhorse Trail, Middleburg, FL 32068Listed by NOONEY REALTY LLCJul 2025$345,000$1853/2.51,8602370.7
2455 Violet Way, Middleburg, FL 32068Listed by SMILEEHOUSE AUCTION CO LLCJun 2026$135,000$733/21,848140.8
2414 Range Line Road, Middleburg, FL 32068Listed by WATSON REALTY CORPFeb 2026$385,000$2103/21,833350.8
2490 Violet Way, Middleburg, FL 32068Listed by DALTON WADE INCJun 2026$539,900$2033/32,660871
2126 Mallard Road, Middleburg, FL 32068Listed by MAGNOLIA & OAK REAL ESTATE COMPANY LLCJul 2026$450,000$1994/32,2641271.2
2130 Mallard Road, Middleburg, FL 32068Listed by MAGNOLIA & OAK REAL ESTATE COMPANY LLCJun 2026$490,000$2124/32,31581.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$284,995
Price / Sq Ft$134
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,128
Acres1.14 acres
Year Built2023
TypeResidential
Sub-TypeManufactured Home
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address2355 Walters Road, Middleburg, FL 32068
Area145-middleburg-SW
SubdivisionMiddleburg
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size49,658.4 sq ft
Parcel Number12052300055900207

Amenities

UtilitiesSewer Available, Water Available
Water SourceWell
ParkingOff Street

Interior

AppliancesOther
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedApril 9, 2026
Days on Market40
Tax Amount$2,967.44
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: JOSEPH WALTER REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 6, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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