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Sold

$260,000Sold3 bd · 2 ba · 1,728 sq ft

Sold·Closed Apr 14, 2026·3 days on market

5316 Carter Spencer Road

Middleburg, FL 32068

$260,000sold priceListed at $260,000 · 100% of asking$150/sqftMLS# 2124476
3
Beds
2
Baths
1,728
Sq Ft
2003
Built
—
Garage
No
Pool
No HOA2.29 acresManufactured Home1 story

About this home

Middleburg

Beautiful and large manufactured home on over 2 acres totally fenced with shallow well and artesian well. Has carport and shed front porch with all appliances included. New carpet just recently installed. New train air conditioner installed in 2020, master bath redone in 2022, new roof in 2022 artesian well in 2025; 5 foot high fence in 2023 with remote gate opener in 20 2024. Hall bath changed from bathtub to walk-in shower in 2024 all new plumbing under the mobile home in 2025. 40 gallon hot water heater New in 2025. There is a hook up on the electric meter that hooks to a generator for electricity if the lights go out cord to hook to the generator is included.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,418
Property taxesest. at asking price, Clay County$398
Estimated total, before insurance$1,816/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,042/yr · $87/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 6:49 AM, sunset 5:34 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,042/yr

Estimated taxes if purchased at asking price: ~$4,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $150/sq ft; this home is listed at $150/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5277 Otter Lane, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTYMay 2026$317,000$1503/22,11260.3
2355 Walters Road, Middleburg, FL 32068Listed by JOSEPH WALTER REALTY LLCJul 2026$300,000$1414/32,128400.4
2469 Quarterhorse Trail, Middleburg, FL 32068Listed by LANDBRIDGE REALTY GROUP LLCMay 2026$320,000$1903/21,680460.6
5171 Antler Trail, Middleburg, FL 32068Listed by POWERHOUSE REALTY INC.Jun 2026$125,000$1023/21,2271661
5012 Laurel Street, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$670,000$2984/32,245901.1
2455 Violet Way, Middleburg, FL 32068Listed by SMILEEHOUSE AUCTION CO LLCJun 2026$135,000$733/21,848141.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$260,000
Price / Sq Ft$150
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,728
Total Structure Area2,000 sq ft
Acres2.29 acres
Year Built2003
TypeResidential
Sub-TypeManufactured Home
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

ElementaryWilkinson
MiddleWilkinson

Community Information

Address5316 Carter Spencer Road, Middleburg, FL 32068
Area145-middleburg-SW
SubdivisionCarter Spencer
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size99,752.4 sq ft
Parcel Number12052300055902300
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected
Water SourcePrivate, Well
ParkingAttached Carport

Interior

AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater
HeatingCentral
CoolingElectric
# of Stories1

Additional Information

Date ListedJanuary 9, 2026
Days on Market3
Tax Amount$1,041.57
Tax Year2025
Listing TermsCash, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HATCH REALTY SERVICES

Sold by: HATCH REALTY SERVICES (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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