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Sold

$317,000Sold3 bd · 2 ba · 2,112 sq ft

Sold·Closed May 26, 2026·6 days on market

5277 Otter Lane

Middleburg, FL 32068

$317,000sold priceListed at $299,000 · 106% of asking$150/sqftMLS# 2141084
3
Beds
2
Baths
2,112
Sq Ft
2023
Built
—
Garage
No
Pool
No HOA1.31 acresMobile Home1 story

About this home

Middleburg

This 3 years young, pristine home is nestled deep into Otter Lane just before the road ends, offering not only room to spread your wings, but also plenty of room to exhale the stress of whatever had you on Blanding to begin with. She's positioned on a 1.31 acre lot that boasts stunning year round views from any rear window or door. The enormous fields and wooded thickets just past your back fence put on a seasonal display of lush greens in the spring and summer, till late fall ushers in the shedding of the leaves for yet another mild Middleburg winter. A Christmas tree farm occupies a large portion of the visable fields where deer, turkeys and hawks reside. The natural views are truly incredible. This homes central open floor plan is incredibly user friendly with it's chef inspired kitchen featuring ample flowing counters and cabinetry and a large plumbed island with even more cabinets, a classic farm sink and an eat at bar counter.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,728
Property taxesest. at asking price, Clay County$486
Estimated total, before insurance$2,214/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,619/yr · $385/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Northwest-facing backyard — summer sunsets, gentle days

The listing reports the home facing southeast, which puts the backyard on the northwest side. Today at this address: sunrise 6:49 AM, sunset 5:34 PM.

  • The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
  • Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,619/yr

Estimated taxes if purchased at asking price: ~$5,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $164/sq ft; this home is listed at $150/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2469 Quarterhorse Trail, Middleburg, FL 32068Listed by LANDBRIDGE REALTY GROUP LLCMay 2026$320,000$1903/21,680460.4
2355 Walters Road, Middleburg, FL 32068Listed by JOSEPH WALTER REALTY LLCJul 2026$300,000$1414/32,128400.6
5181 Antler Trail, Middleburg, FL 32068Listed by EXIT INSPIRED REAL ESTATEAug 2026$330,000$1454/22,28000.7
5012 Laurel Street, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$670,000$2984/32,245900.8
79 Melanie Lane, Middleburg, FL 32068Listed by EXIT INSPIRED REAL ESTATESep 2026$325,000$1644/21,976641.3
2455 Violet Way, Middleburg, FL 32068Listed by SMILEEHOUSE AUCTION CO LLCJun 2026$135,000$733/21,848141.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$299,000
Price / Sq Ft$142
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,112
Acres1.31 acres
Year Built2023
TypeResidential
Sub-TypeMobile Home
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesSoutheast

School Information

This listingNo schools reported in the MLS
ElementaryWilkinson, reported on 3 other Spencer Trails listings
MiddleWilkinson, reported on 3 other Spencer Trails listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address5277 Otter Lane, Middleburg, FL 32068
Area145-middleburg-SW
SubdivisionSpencer Trails
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size57,063.6 sq ft
Parcel Number13052300056000338

Amenities

UtilitiesCable Available, Electricity Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingAdditional Parking, Guest, RV Access/Parking
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingElectric
FlooringCarpet, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LevelsOne

Exterior

Exterior FeaturesFire Pit
Lot DescriptionCleared
FencingFenced, Full

Additional Information

Date ListedApril 21, 2026
Days on Market6
Tax Amount$4,618.67
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Sold by: FLORIDA'S CHOICE REALTY LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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