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Sold

$315,000Sold3 bd · 2 ba · 1,424 sq ft

Sold·Closed May 20, 2026·6 days on market

3527 Citation Drive

Green Cove Springs, FL 32043

$315,000sold priceListed at $315,000 · 100% of asking$221/sqftMLS# 2138967
3
Beds
2
Baths
1,424
Sq Ft
1999
Built
2
Garage
No
Pool
HOA $16/mo11,761 sqft lotWaterfrontSingle Family Residence1 story

About this home

Green Cove Springs

Waterfront living with room for all your toys in desirable Asbury Downs! Welcome to 3527 Citation Dr., Green Cove Springs--a well-maintained home featuring a peaceful pond view, an expansive driveway perfect for entertaining, and a rare setup for RV or boat storage. The RV carport with concrete pad and electrical hookup in the backyard makes access easy and keeps your extras protected and ready to go. Inside, you'll love the clean, low-maintenance feel with no carpet throughout. The home was thoughtfully designed to be handicap accessible, offering wider doorways and a ramp entry. The main living area features raised ceilings, an open layout, and an abundance of windows that fill the space with natural light while showcasing the water view. Out back, enjoy a spacious yard with plenty of green space for relaxing, pets, or gatherings by the pond. A storage shed adds flexibility for a workshop or additional storage. With a newer roof (2017) and a layout designed for comfort and funct

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,717
Property taxesest. at asking price, Clay County$483
HOAbilled annually$16
Estimated total, before insurance$2,217/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,308/yr · $192/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,308/yr

Estimated taxes if purchased at asking price: ~$5,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $196/sq ft; this home is listed at $221/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2896 Decidely Street, Green Cove Springs, FL 32043Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSOct 2026$319,000$1964/21,62840.3
3756 Arava Drive, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYOct 2026$311,500$2134/21,461250.3
3275 Sexton Drive, Green Cove Springs, FL 32043Listed by KELLER WILLIAMS JACKSONVILLESep 2026$282,500$1933/21,465560.3
2731 Fabius Court, Green Cove Springs, FL 32043Listed by ANCHOR REALTY FLORIDAOct 2026$296,900$2213/21,34450.4
3468 Shelley Drive, Green Cove Springs, FL 32043Listed by ROUND TABLE REALTYSep 2026$270,000$1843/21,469980.4
3237 Bream Way, Green Cove Springs, FL 32043Listed by HERRON REAL ESTATE LLCSep 2026$310,000$1823/21,705440.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$315,000
Price / Sq Ft$221
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,424
Acres0.27 acres
Year Built1999
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionFixer
StatusClosed
# of Garages2
# of Carport Spaces2
Has PoolNo
Is WaterfrontYes

School Information

This listingNo schools reported in the MLS
ElementaryShadowlawn, reported on 3 other Asbury Downs listings
MiddleLake Asbury, reported on 4 other Asbury Downs listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address3527 Citation Drive, Green Cove Springs, FL 32043
Area163-Lake Asbury Area
SubdivisionAsbury Downs
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size11,761.2 sq ft
Parcel Number28052501011001341

Amenities

UtilitiesCable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Carport, Covered, Detached Carport, Garage, Garage Door Opener, Guest, RV Access/Parking, Other
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Freezer, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate, Tile
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Garage

Exterior

Patio / PorchCovered, Porch, Screened
FencingBack Yard, Chain Link
ConstructionShell Dash
Other StructuresShed(s)

Additional Information

Date ListedApril 8, 2026
Days on Market6
HOA Fees$197 / Annually
HOA FrequencyAnnually
Tax Amount$2,307.77
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS ST JOHNS

Sold by: KELLER WILLIAMS ST JOHNS (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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