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Sold

Sold·Closed Jul 27, 2026·59 days on market

1615 Silver Leaf Way

Fleming Island, FL 32003

$2,125,000sold priceListed at $2,200,000 · 96.6% of asking$368/sqftMLS# 2138654
6
Beds
6
Baths
5,780
Sq Ft
2007
Built
4
Garage
Yes
Pool
FEMA Zone XHOA $53/mo0.62 acresWaterfrontSingle Family Residence2 stories

About this home

Fleming Island

Rare opportunity to own a truly exceptional waterfront estate featuring a commercial grade boat dock Mediterranean residence makes an unforgettable impression w/ a grand entry, soaring cathedral ceilings, refined craftsmanship & fireplaces throughout. Elegant pillars frame expansive living spaces, updated kitchen, spa-inspired baths, custom closet systems, private theater, dedicated wine room, & a wet bar designated for entertaining. Designed for both elevated entertaining & everyday living, the layout offers remarkable scale and flexibility. Outdoors, a breathtaking resort-style pool w/ cascading waterfalls and jacuzzi anchors the space, alongside an outdoor summer kitchen, extensive boat ramp, private dock w/ a custom rooftop deck overlooking a stunning waterfront setting. Ideally located in the heart of Fleming Island near top-rated schools, golf, shopping, & dining. Homes of this caliber & presence are rarely available experience it in person to truly appreciate this estate.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$11,770
Property taxesest. at asking price, Clay County$3,256
HOAbilled annually$53
Estimated total, before insurance$15,080/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$18,933/yr · $1,578/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,125,000
$425,000
Loan Term
Monthly Payment
$11,770
Principal & Interest: $11,770
Property taxes (est.): $3,257
Insurance (est.): $1,417
Estimated Total Monthly
$16,444
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Tile — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,746 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Southeast-facing backyard — winter sunrises, bright mornings

The listing reports the home facing northwest, which puts the backyard and pool on the southeast side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.

  • A comfortable compromise lot: real pool sun without the western afternoon heat.
  • The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,641,571$1,087,622—
2024$1,447,956$1,056,263—
2023$1,423,915$1,024,042—
2022$1,346,785$992,760—
2021$1,211,240$962,389—
2020$1,188,408$948,412—

2025 property taxes (current owner): $18,933/yr

Estimated taxes if purchased at asking price: ~$39,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 31, 2026Closed$2,200,000
  • Apr 6, 2026Listed$2,200,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $420/sq ft; this home is listed at $381/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1402 Wilkies Point Road, Green Cove Springs, FL 32043Listed by LPT REALTY LLCSep 2026$3,750,000$5185/67,243.951361.1
3061 Anderson Road, Green Cove Springs, FL 32043Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTApr 2026$1,785,000$3825/4.54,67761.2
3060 State Road 13 N, St. Johns, FL 32259Listed by REEF SHARK REALTY INCJun 2026$2,000,000$4204/44,76082.1
2588 State Road 13 N, St. Johns, FL 32259Listed by THE LEGENDS OF REAL ESTATEAug 2026$2,100,000$4944/4.54,2551192.2
385 Sir Barton Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESMay 2026$940,000$2254/4.54,179592.3
2771 Shade Tree Drive, Fleming Island, FL 32003Listed by WATSON REALTY CORPAug 2026$1,175,000$1925/56,114102.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,200,000
Price / Sq Ft$381
Bedrooms6
Bathrooms6.00
Full Baths5
Half Baths2
Square Footage5,780
Total Structure Area8,999 sq ft
Acres0.62 acres
Year Built2007
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages4
Has PoolYes
Pool FeaturesIn Ground, Fenced, Gas Heat, Indoor, Salt Water, Screen Enclosure, Waterfall
Is WaterfrontYes
Direction FacesNorthwest

School Information

ElementaryPaterson
MiddleGreen Cove Springs

Community Information

Address1615 Silver Leaf Way, Fleming Island, FL 32003
Area123-Fleming Island-SE
SubdivisionMargarets Walk
CityFleming Island
CountyClay
StateFL
Zip Code32003
Lot Size27,007.2 sq ft
Parcel Number38052601426601534
ZoningResidential

Amenities

AmenitiesGated
UtilitiesElectricity Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Detached, Garage, Garage Door Opener, Gated
ViewPool, River, Water
Waterfront TypeRiver Front

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Butler Pantry, Ceiling Fan(s), Central Vacuum, Entrance Foyer, Guest Suite, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Home, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar, Wine Cellar
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Dryer, Gas Cooktop, Gas Oven, Gas Range, Ice Maker, Microwave, Refrigerator, Trash Compactor, Wine Cooler
HeatingCentral, Separate Meters
CoolingCentral Air, Multi Units
FlooringCarpet, Marble, Stone, Tile
FireplaceYes
# of Fireplaces4
Fireplace FeaturesOutside, Wood Burning
# of Stories2
LevelsMulti/Split, Two
LaundryGas Dryer Hookup, In Unit
Spa FeaturesIn Ground, Heated, Private

Exterior

Exterior FeaturesBalcony, Boat Lift, Boat Slip, Courtyard, Dock, Fire Pit, Impact Windows, Outdoor Kitchen, Outdoor Shower, Storm Shutters
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchTerrace
FencingFull, Wrought Iron
RoofTile
ConstructionOther, Frame, Stucco
Other StructuresBoat House, Outdoor Kitchen
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedApril 6, 2026
Days on Market59
HOA Fees$635 / Annually
HOA FrequencyAnnually
HOA NameMargarets Walk
Tax Amount$18,933.2
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ENDLESS SUMMER REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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