$490,0002 bd · 2 ba · 1,757 sq ft
Active·35 days on market
2221 Treasure Point Road
Green Cove Springs, FL 32043
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Green Cove Springs
With access to Black Creek waterfront and boat ramp, escape to peaceful country living while staying close to everything Clay County has to offer! This charming 2BR/2BA log home sits on nearly 2 acres and offers 1,756 sq. ft. of rustic warmth with modern comfort. Inside, enjoy a cozy stone fireplace, rich wood finishes, and a flexible bonus room ideal as a 3rd bedroom, office, or den. The updated kitchen features granite counters, ample cabinetry, and a large walk-in pantry. Relax on the screened porch overlooking serene surroundings and mature trees. Features include a metal roof, 2-car garage with upgraded electrical, powered barn, irrigation system, and gated brick entry. Creek access is perfect for boating, fishing and kayaking. Zoned for Lake Asbury schools. This move-in-ready home blends privacy, charm, and convenience.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
The house sits in FEMA Zone X (minimal flood hazard)
Zone AE covers 85% of this 2.7-acre lot, away from the house; the rest is Zone X (shaded, 0.2% chance) 5% and Zone X (minimal) 10%. The house's position comes from its roof outline in Google's aerial imagery, read against FEMA's map. The lender's flood determination, a survey or an elevation certificate makes it official.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Metal — year not disclosed (home built 1984)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,269 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Alpine Groves Parkabout 8 mi · 1 mi of trails
Closest public boat ramp
Old Ferry Public Boat Ramp (aka. Rideout Ferry)about 1 mi · St. Johns River - Black Creek
Closest kayak & paddleboard launch
Doctors Lake Park Kayak Launchabout 3 mi · Doctors Lake
Closest grocery store
Winn-Dixieabout 8 mi · 8560 Argyle Forest Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
Last sold: $315,000 in March 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $258,109 | $258,109 | — |
| 2024 | $255,189 | $255,189 | — |
| 2023 | $223,911 | $79,357 | — |
| 2022 | $189,654 | $51,006 | — |
| 2021 | $167,544 | $48,050 | — |
| 2020 | $140,202 | $46,690 | — |
2025 property taxes (current owner): $4,295/yr
Estimated taxes if purchased at asking price: ~$9,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 5, 2026Active$490,000
- Oct 5, 2026Withdrawn$490,000
- Apr 3, 2026Listed$490,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $205/sq ft; this home is listed at $279/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 728 Tara Farms Drive, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTY | Oct 2026 | $380,000 | $175 | 3/2.5 | 2,168 | 4 | 0.7 |
| 2567 Spring Meadows Drive, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTY | Oct 2026 | $399,000 | $218 | 3/2 | 1,829 | 4 | 0.9 |
| 2453 Bradley Park Drive, Green Cove Springs, FL 32043Listed by UNITED REAL ESTATE GALLERY | Oct 2026 | $448,000 | $205 | 3/2 | 2,187 | 62 | 0.9 |
| 1700 Hollow Glen Drive, Middleburg, FL 32068Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2026 | $325,000 | $181 | 3/2 | 1,797 | 1 | 1.1 |
| 1586 Harvest Cove Drive, Middleburg, FL 32068Listed by ASSIST 2 SELL BUYERS & SELLERS PREMIER REALTY | Oct 2026 | $305,900 | $242 | 3/2 | 1,263 | 47 | 1.3 |
| 3240 Crocus Lane, Green Cove Springs, FL 32043Listed by LOWEST FEE REALTY LLC | Oct 2026 | $365,000 | $183 | 3/2 | 1,998 | 145 | 1.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: HERRON REAL ESTATE LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
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